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47 videos from Mortgage Specialists, LLC

The Real Reason Lenders Need So Much Paperwork7:10

The Real Reason Lenders Need So Much Paperwork

29 views

What NOT to Do After Getting Pre-Approved for a Mortgage7:56

What NOT to Do After Getting Pre-Approved for a Mortgage

79 views

Soft Credit Inquiries vs  Hard Credit Inquiries6:24

Soft Credit Inquiries vs Hard Credit Inquiries

60 views

DTI vs Credit Score: Which One Actually Gets You Approved?6:13

DTI vs Credit Score: Which One Actually Gets You Approved?

68 views

Pre-Approval Without Real Numbers? Here's Why That Doesn't Work6:31

Pre-Approval Without Real Numbers? Here's Why That Doesn't Work

42 views

Property Taxes & Homeowners Insurance Explained7:38

Property Taxes & Homeowners Insurance Explained

78 views

Sellers Don't Want Your FHA Offer—Here's What to Do8:23

Sellers Don't Want Your FHA Offer—Here's What to Do

123 views

Mortgage Rates Just Got WILD in 20269:39

Mortgage Rates Just Got WILD in 2026

268 views

Mortgage Pre-Approval: The 120-Day Rule Is Wrong7:41

Mortgage Pre-Approval: The 120-Day Rule Is Wrong

63 views

Banks vs Credit Unions: Which Gives You the Best Mortgage Deal?8:12

Banks vs Credit Unions: Which Gives You the Best Mortgage Deal?

119 views

Your Mortgage Lender Could Cost You Your Dream Home9:37

Your Mortgage Lender Could Cost You Your Dream Home

48 views

Title Companies Are About to Require This from Every Buyer (March 2026)6:40

Title Companies Are About to Require This from Every Buyer (March 2026)

78 views

Prepaids and Closing Costs | Stop Getting Surprised at Closing8:27

Prepaids and Closing Costs | Stop Getting Surprised at Closing

62 views

Why Pre-Approval Before House Hunting Matters More Than Ever7:48

Why Pre-Approval Before House Hunting Matters More Than Ever

57 views

The Biggest Mortgage Lessons I’ve Learned: Episode 2009:23

The Biggest Mortgage Lessons I’ve Learned: Episode 200

91 views

Refinancing? Here’s Why Your Payoff Amount Is More Than Your Statement5:26

Refinancing? Here’s Why Your Payoff Amount Is More Than Your Statement

179 views

Large Deposits Explained: What’s Allowed and What’s Not7:05

Large Deposits Explained: What’s Allowed and What’s Not

167 views

2026 Mortgage Rates: Why Conventional Wisdom About Trends Is Wrong8:50

2026 Mortgage Rates: Why Conventional Wisdom About Trends Is Wrong

84 views

Why Omaha, NE Is Different From the National Housing Market9:59

Why Omaha, NE Is Different From the National Housing Market

150 views

Why Parents Are Helping Their Kids Buy Homes Now | Complete Guide to Gifted Funds6:39

Why Parents Are Helping Their Kids Buy Homes Now | Complete Guide to Gifted Funds

125 views

Why Write Offs Hurt Mortgage Approval: Self Employed Borrowers Beware!7:48

Why Write Offs Hurt Mortgage Approval: Self Employed Borrowers Beware!

54 views

Bonus & Commission Won't Count? Here's Why Lenders Say No8:09

Bonus & Commission Won't Count? Here's Why Lenders Say No

31 views

December Home Buying: Less Competition, Better Deals6:14

December Home Buying: Less Competition, Better Deals

54 views

Portable Mortgages Don't Work Like You Think They Do7:01

Portable Mortgages Don't Work Like You Think They Do

219 views

The Truth About Fannie Mae's New Credit Score Rule (It's Not What You Think)8:11

The Truth About Fannie Mae's New Credit Score Rule (It's Not What You Think)

365 views

Co-Signer Mistakes That Cost People Thousands5:27

Co-Signer Mistakes That Cost People Thousands

47 views

Built on Education | The Story Behind More Education4:19

Built on Education | The Story Behind More Education

26 views

Assumable Mortgages: A Hidden Strategy in Today’s High Rate Market6:03

Assumable Mortgages: A Hidden Strategy in Today’s High Rate Market

82 views

Recast vs Refinance: How to Lower Your Payment Without Losing Your Low Rate6:28

Recast vs Refinance: How to Lower Your Payment Without Losing Your Low Rate

294 views

Mortgage Overlays: Why Some Borrowers Get Denied Even When They Qualify6:44

Mortgage Overlays: Why Some Borrowers Get Denied Even When They Qualify

87 views

Should You Buy now or Wait? Navigating Todays Housing Market7:39

Should You Buy now or Wait? Navigating Todays Housing Market

71 views

Rate Drop Alert! Should You Refinance Now or Wait for More Cuts?6:52

Rate Drop Alert! Should You Refinance Now or Wait for More Cuts?

133 views

APR vs Interest Rate | What’s the Difference in Your Mortgage?4:01

APR vs Interest Rate | What’s the Difference in Your Mortgage?

875 views

Refinance Without Cash? Here's What You Actually Need5:11

Refinance Without Cash? Here's What You Actually Need

128 views

When Refinancing Makes Sense: The Real Numbers5:15

When Refinancing Makes Sense: The Real Numbers

90 views

What You Don't Know About Divorce Loans Could COST YOU THOUSANDS9:01

What You Don't Know About Divorce Loans Could COST YOU THOUSANDS

72 views

Condo Deals Falling Apart? Here's the Real Reason10:29

Condo Deals Falling Apart? Here's the Real Reason

128 views

No Credit, No Problem! How to Start Building Credit from Scratch9:59

No Credit, No Problem! How to Start Building Credit from Scratch

230 views

The Real Reason You Get Calls After Pulling Your Credit Report5:10

The Real Reason You Get Calls After Pulling Your Credit Report

57 views

Mortgage Rate Locks: Don't Make This Timing Mistake9:24

Mortgage Rate Locks: Don't Make This Timing Mistake

409 views

Sellers Paying Your Closing Costs? Here's What Actually Happens6:18

Sellers Paying Your Closing Costs? Here's What Actually Happens

622 views

First Time Homebuyer Loans Explained: Best Programs & Tips for 202511:01

First Time Homebuyer Loans Explained: Best Programs & Tips for 2025

5.3K views

Mortgage Debt Isn't Evil—Here's Why Smart People Keep It8:20

Mortgage Debt Isn't Evil—Here's Why Smart People Keep It

67 views

Selling Your Home Without an Agent? Here's What You're Missing8:33

Selling Your Home Without an Agent? Here's What You're Missing

259 views

What’s a Temporary Buydown And Is It Worth It in 2025?6:34

What’s a Temporary Buydown And Is It Worth It in 2025?

882 views

Why Are Mortgage Rates So Sticky in 2025? What the Fed Isn't Telling You9:30

Why Are Mortgage Rates So Sticky in 2025? What the Fed Isn't Telling You

141 views

Home Appraisal vs Inspection: Which One Protects You?5:59

Home Appraisal vs Inspection: Which One Protects You?

206 views