Title Companies Are About to Require This from Every Buyer (March 2026)

New FinCEN Real Estate Rule Explained | What Cash Buyers, LLCs & Trusts Need to Know (2026) Starting March 1 2026, a new FinCEN (Financial Crimes Enforcement Network) rule will impact certain real estate transactions—especially cash buyers, LLCs, trusts, and foreign nationals. In this episode of Mortgage Matters in Minutes, Brent Rasmussen, owner of Mortgage Specialists, breaks down what’s changing, who it affects, and how to prepare so your transaction doesn’t get delayed. 🏡 In This Episode, You’ll Learn: What FinCEN is and why it exists How new anti-money laundering rules impact real estate Why cash transactions now require more documentation What “beneficial ownership” means for LLCs and trusts What title companies will require starting March 1 Why mortgage transactions are mostly unaffected How this rule targets shell companies and financial crimes 📌 Who This Affects Most: Cash buyers Real estate investors LLC and trust property owners Foreign nationals purchasing property If you're buying or selling real estate using anything other than your personal name, be prepared to provide additional documentation—or risk delays in closing. 🔗 Helpful Resources ☑️ Apply for a mortgage: https://mtg-specialists.com/online-application/ ☑️ Schedule a call: https://calendly.com/mortgage-specialists-omaha ☑️ Call: 402-991-5153 ☑️ Blog: https://mtg-specialists.com/blog/ ☑️ Reviews: https://tinyurl.com/55zft5ef 📱 Follow Mortgage Specialists 📘 Facebook: facebook.com/mortgagespecialists 📸 Instagram: instagram.com/mortgagespecialistsomaha 🐦 Twitter/X: twitter.com/MTGSpecialists Timestamps for MMM 203: New FinCEN Rules – What Buyers and Title Companies Need to Know 0:00 - Intro 1:03 - What is FinCEN? 2:48 - What Cash Buyers Should Know 3:58 - New FinCEN Regulations 5:33 - Conclusion 6:20 - Outro Licensing info: Brent Rasmussen, NMLS 5918 at Mortgage Specialists, LLC NMLS 2424 For licensing, go to www.nmlsconsumeraccess.org Address: 8420 W Dodge Road #113, Omaha, NE 68114 Equal Housing Lender Website: mtg-specialists.com Applicant subject to credit and underwriting approval. Restrictions may apply, contact Mortgage Specialists, LLC for current rates and for more information. All information provided in this publication is for informational and educational purposes only, and in no way is any of the content contained herein to be construed as financial, investment, or legal advice or instruction. Mortgage Specialists, LLC does not guarantee the quality, accuracy, completeness or timelines of the information in this publication. While efforts are made to verify the information provided, the information should not be assumed to be error free. Some information in the publication may have been provided by third parties and has not necessarily been verified by Mortgage Specialists, LLC. Mortgage Specialists, LLC and its affiliates and subsidiaries do not assume any liability for the information contained herein, be it direct, indirect, consequential, special, or exemplary, or other damages whatsoever and howsoever caused, arising out of or in connection with the use of this publication or in reliance on the information, including any personal or pecuniary loss, whether the action is in contract, tort (including negligence) or other tortious action. Mortgage Specialists, LLC is a limited liability company organized under the laws of the State of Nebraska. It has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture, or any other government agency. Mortgage Matters in Minutes Episode 203: New FinCEN Rules – What Buyers and Title Companies Need to Know