Should You Buy now or Wait? Navigating Todays Housing Market

Is fall or winter the right time to buy a home—or should you wait for spring and summer? In this week’s episode of Mortgage Matters in Minutes, Brent Rasmussen, owner of Mortgage Specialists, breaks down the pros and cons of buying now versus waiting until 2026. 🍂 Pros of Buying in Fall/Winter: Interest rates at their lowest point in nearly two years Less competition and fewer bidding wars Start building equity and appreciation sooner Opportunity to refinance if rates drop further 🌸 Cons of Waiting Until Spring/Summer: Possibly lower rates, but more buyers entering the market Increased competition and bidding over asking price Higher cash needs to win in competitive markets 📊 Market Update (Omaha, Sept 2025): Lower-end homes ($400k and under) are still moving fast Mid-range ($450k–$700k) showing slower activity High-end homes remain active depending on demand Inventory could increase short term but likely tighten quickly 🏡 Key Takeaway: Real estate is a long-term investment, and timing it perfectly is nearly impossible. Buy for life reasons—job, family, schools, lifestyle—not just to “play the market.” 📞 Contact Mortgage Specialists: Call 402-991-5153 or visit mtg-specialists.com for expert guidance on buying in today’s market. ☑️ Have mortgage questions? Choose the time that works best for you to chat: https://calendly.com/mortgage-specialists-omaha ☑️ Ready to get preapproved? https://mtg-specialists.com/online-application/ ☑️ Call our office: 402-991-5153 ☑️ Blogs: https://mtg-specialists.com/blog/ ☑️ Google Reviews: https://tinyurl.com/55zft5ef Follow us! Facebook - www.facebook.com/mortgagespecialists Instagram - www.instagram.com/mortgagespecialistsomaha/?hl=en Twitter - www.twitter.com/MTGSpecialists Timestamps for MMM 184: Should You Buy now or Wait? Navigating Todays Housing Market 0:00 - Intro 1:00 - Interest Rates 2025 2:02 - Omaha Housing Market 3:17 - Home Prices 3:53 - Pros of Buying a Home Now 5:22 - Pros of Waiting to Buy a Home 6:05 - The Right time to Buy a Home 7:07 - Conclusion 7:19 - Outro Mortgage Matters in Minutes Episode 184: Should You Buy now or Wait? Navigating Todays Housing Market Licensing info: Brent Rasmussen, NMLS 5918 at Mortgage Specialists, LLC NMLS 2424 For licensing, go to www.nmlsconsumeraccess.org Address: 8420 W Dodge Road #113, Omaha, NE 68114 Equal Housing Lender Website: mtg-specialists.com Applicant subject to credit and underwriting approval. Restrictions may apply, contact Mortgage Specialists, LLC for current rates and for more information. All information provided in this publication is for informational and educational purposes only, and in no way is any of the content contained herein to be construed as financial, investment, or legal advice or instruction. Mortgage Specialists, LLC does not guarantee the quality, accuracy, completeness or timelines of the information in this publication. While efforts are made to verify the information provided, the information should not be assumed to be error free. Some information in the publication may have been provided by third parties and has not necessarily been verified by Mortgage Specialists, LLC. Mortgage Specialists, LLC and its affiliates and subsidiaries do not assume any liability for the information contained herein, be it direct, indirect, consequential, special, or exemplary, or other damages whatsoever and howsoever caused, arising out of or in connection with the use of this publication or in reliance on the information, including any personal or pecuniary loss, whether the action is in contract, tort (including negligence) or other tortious action. Mortgage Specialists, LLC is a limited liability company organized under the laws of the State of Nebraska. It has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture, or any other government agency. Mortgage Matters in Minutes Episode 184: Should You Buy now or Wait? Navigating Todays Housing Market