When you’re getting ready to travel over to Nigeria to have a good time—bar, grocery store, clubs, wherever—you need to understand one thing: Nigeria is big on transferring. In this video, I show you how you don’t have to send all your money to someone who already lives in Nigeria just so you can make payments. Instead, you can transfer successfully and officially from your own account straight to a Naira account in Nigeria, and I’m walking you through it step by step so there’s no confusion. I break down exactly how to use the Limifi app: download it, open your account, hit “add money,” and fund it directly from your bank card. Then you choose a recipient (or add a new one), enter the bank name and account number, and double-check the details that pop up to make sure you’re sending to the right person—because yes, the app even reminds you to watch out for scams. Once the transfer is done, you’ll see your balance go to zero and you’ll get an email receipt immediately. I’ve been living in Nigeria for the last year, and I vow by Limifi—especially if you’re coming for Dirty December or the holidays and want to handle your own payments from your phone.