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The Best Limited Company Buy to Let Mortgages July 2020

1.6K views· 53 likes· 6:09· Aug 6, 2020

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There's so much changing in the mortgage market at the moment that I thought it's be useful to get a update on what are the best Limited Company buy to let mortgage deals. This is what he came up with: 2 Year fixed rate 3.25 % up to 75% LTV with 1% lenders fee + £299 lenders booking fee & Free valuation. 5 Year fixed rate 3.64% up to 75% LTV with 2% lenders fee - can be added. Free valuation + £350 cashback for remortgages or purchase. 5 Year fixed rate 4.10% up to 75% LTV with NIL lenders fee - Free valuation + £350 cashback for remortgages or purchase. HMO/MUB properties also considered up to 75% LTV - small loading applies circa 0.1% -0.25% to above. Interest cover from 125% assessed against notional stress rate of 5.50% (2 year fixed) or 4% in respect of 5 year fixed. 25k minimum income - based on joint applicants earned income. If income an issue we have lenders offering broadly similar terms to Ltd Co’s with no min income requirements. Min property value £75k - ex LA Houses considered but ex LA flats not considered (we have other lenders who will). Leasehold considered provide unexpired term is 85 years+ at the time of application. Max age at end of term 85 - max mortgage term 25 years. Here's to Successful Property investing. Peter Peter Jones (ex) Chartered Surveyor, author and property investor http://www.ThePropertyTeacher.co.uk PS. By the way, I've rewritten and updated my best-selling e-book, The Successful Property Investor's Strategy Workshop, which is an account of how I put together my multi-property portfolio, starting from scratch and with no money of my own, and how you can do the same. For more details please go to: http://www.thepropertyteacher.co.uk/the-successful-property-investors-strategy-workshop

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