Are There Plenty of Limited Company Buy to Let Lenders, and Why You Would Buy in a LTD Company?

One thing which seems to concern a lot of (particularly new) buy to investors is, “if I buy into a limited company (for tax reasons) will I find a buy to let lender who’ll be prepared to lend to me?” The answer is yes, you will (almost certainly) find a lender. Since the introduction of S24, buying into a limited company has become much more mainstream (plenty of people were using limited companies even before S24), and many or most buy to let lenders now provide products specifically for limited companies. It’s true that a limited company buy to let mortgage might be at a higher interest rate than a mortgage in your own name (but nowadays usually only slightly more expensive). But what is often overlooked is, for many investors (especially those on higher rate tax) the tax advantages can more than outweigh the extra interest paid (please take advice from your accountant as to the best way to structure your property purchases). Here's to successful property investing Peter Peter Jones Author, property investor, ex Chartered Surveyor https://www.ThePropertyTeacher.co.uk If you'd like me to put you in touch with my very good mortgage broker to discuss any aspect of buy to let lending and mortgages, please email me: Peter@ThePropertyTeacher.co.uk For my best selling ebooks please click here: The Successful Property Investor's Strategy Workshop https://www.thepropertyteacher.co.uk/the-successful-property-investors-strategy-workshop/ The Successful Property Renovator's Workshop https://www.thepropertyteacher.co.uk/the-successful-property-renovators-workshop/ 63 Common Defects In Investment Property and How to Spot Them https://www.thepropertyteacher.co.uk/63-common-defects-investment-property-spot/ Goal Setting to Property Success in 5 Simple Steps https://www.thepropertyteacher.co.uk/goal-setting-property-success-5-simple-steps/ For my online video courses please click here: The Quick Start Guide to Buying the Right (Buy to Let) Investment Property https://www.thepropertyteacher.co.uk/the-quick-start-guide-to-buying-the-right-investment-property/ The Property Portfolio Accelerator Plan (How to go from 1 to 10) https://www.thepropertyteacher.co.uk/the-property-portfolio-accelerator-plan/