Hey, it’s Sharon. In this video I’m walking you through my November zero based budget and my last cash stuffing for the month—and it’s a big one. Since I’m combining last week, this week, and next week all together, I’m stuffing $860 at once. I start by checking my wallet (it was definitely “Lucy Goosey” in there) and sorting out a little extra cash that came from things like a coworker paying me back for a baby gift, an Amazon Marketplace sale, and leftover trip money from my annual mom time off weekend with my sister-in-law. From there, I stuff my envelopes with intention so every dollar has a job. Groceries gets $200 to cover Thanksgiving and the week after, restaurants gets $100 (and I break it into smaller bills for tipping), and buffer cash gets $60—because let’s be real, I usually end up needing it. I also put $200 toward property taxes (I’m almost fully funded and my bill came in under what I expected), plus $60 for pets and $50 for car maintenance. I pull $150 into my wallet for the sitter, add $40 to the kids envelope, and then I decide to roll the remaining $26 into buffer cash so I’m covered when random spending pops up. I wrap up with our bigger goals: paying off our auto loan in 2026 and building a three-month emergency fund.