35 Minutes of HORRIBLE Car Payments in 2025…

Car payments are quietly wrecking people’s finances, yet no one questions it... Society has completely normalized the idea of shelling out hundreds, sometimes even THOUSANDS! of dollars every month for a depreciating asset. It’s seen as just another bill or even a "Necessity", when in reality, it’s a financial trap keeping people stuck in paycheck-to-paycheck cycles. The car industry has convinced everyone that driving something new is worth the endless payments, interest, and debt because you have a warranty and need to worry about an old one "breaking down" But the truth? That "normal" car payment is the reason so many people feel broke and are destroying their chances at building wealth SUBSCRIBE! https://www.youtube.com/@Hayden.Schreier?sub_confirmation=1 👇CHECKOUT MY CAR CHANNEL👇 https://www.youtube.com/@Haydenschreiermk2 ⬇️ Follow Me Here Aswell ⬇️ https://www.instagram.com/hayden.schreier/ Business Inquiries: HaydenSchreier98@gmail.com #carpayments #broke #consumerism Chapters: 0:00 Car Payment Insanity Intro 1:18 My Coworkers What They Drive & Their Car Payments... 4:39 How Much I Pay Monthly For a Camaro SS at 19... 8:34 Average Car Payment in America is $750 Dollars... 15:22 How Much Car Payment Can I Afford Based on My Salary... 17:51 Reading Your Comments! 20:43 0% Finance is a MASSIVE Scam! 26:53 Reading Your Comments! 28:07 Oil Change Maintenance Conspiracy... 29:45 These Car Payments are Crazy... 32:35 Almost 500k Miles on a Honda CRV! 34:54 Car Payment Insanity Recap FAIR USE DISCLAIMER: Copyright Disclaimer - under Section 107 of the copyright act of 1976, allowance is made for fair use for purposes such as criticism, comment, news reporting, scholarship, and research. Fair use is a use permitted by copyright statute that might otherwise be infringing. Non-profit, educational or personal use tips the balance in favor of fair use. all photos and videos were originally posted publicly on social media platforms. These are all my own opinions.