Welcome to 32 minutes of people making absolutely horrible money decisions in 2025. In this video, we’re watching real-life examples of financial choices that went off the rails — like buying brand-new cars only to watch them lose thousands in value within a year, signing up for crazy high-interest rates without reading the fine print, and taking on massive student loan debt with no clear plan to pay it back. We’ll also look at the growing trend of using buy now, pay later apps to fund a lifestyle people can’t actually afford, and the mindset of prioritizing flashy purchases over saving for the future. These are the kinds of money mistakes that can haunt you for years — so let’s break them down, learn from them, and hopefully laugh (and cringe) a little along the way. SUBSCRIBE! https://www.youtube.com/@Hayden.Schreier?sub_confirmation=1 👇CHECKOUT MY CAR CHANNEL👇 https://www.youtube.com/@Haydenschreiermk2 ⬇️ Follow Me Here Aswell ⬇️ https://www.instagram.com/hayden.schreier/ Business Inquiries: HaydenSchreier98@gmail.com #studentloans #carpayments #consumerism Chapters: 0:00 Horrible Money Decision Insanity Intro 1:01 I Lost $31k Dollars in Depreciation on my Car... 2:11 Car Payment Insanity... 4:35 $491,445 Dollars in Student Loans... 6:15 People Are Refusing to Pay Off Their Student Loans... 9:58 Caught Lying on Your Tax Return... 11:56 People Just Love Blowing Their Money... 13:30 Reading Your Comments! 14:32 Life After Paying off $350k Med School Loans 16:48 He Hides His ONL*FANS Purchases From His Wife! 20:01 People Who Get Fast Food Are Lazy... 21:42 Woman Gets Scammed By Salesman... 23:28 Stop Getting Car Payments PLEASEEE!!! 27:22 Why Broke People Stay Broke... 28:34 Confessions of a Shopaholic... 31:34 Horrible Money Decision Insanity Recap FAIR USE DISCLAIMER: Copyright Disclaimer - under Section 107 of the copyright act of 1976, allowance is made for fair use for purposes such as criticism, comment, news reporting, scholarship, and research. Fair use is a use permitted by copyright statute that might otherwise be infringing. Non-profit, educational or personal use tips the balance in favor of fair use. all photos and videos were originally posted publicly on social media platforms. These are all my own opinions.

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