Victor Mithouard on Composable Banking, AI & Core Modernization | PAY360

At PAY360, we spoke with Victor Mithouard, VP of Payments and Strategy at Mambu, about how composable banking and cloud-native platforms are transforming financial services. As legacy systems slow down innovation, banks are under increasing pressure from fintech challengers to deliver faster, more personalized products — and adapt to a world of real-time, global payments. 🔍 In this interview, we cover: • Why legacy core systems are holding banks back • What composable banking really means in practice • How AI is accelerating innovation and reducing complexity • The rise of real-time, instant, and “atomic” payments • Why banks must rethink their technology strategy to stay competitive 📍 Filmed at PAY360 🎥 By Financial IT Subscribe for more insights from global fintech leaders. #Fintech #Payments #PAY360#FinancialIT #ComposableBanking #CoreBanking #AI #DigitalTransformation