Julian Farley on Banks vs Fintech, Pay by Bank & Trust in Payments | Pay360

At Pay360, we spoke with Julian Farley, Sales Director for UK & Europe at BPC, about the evolving relationship between banks and fintechs — and how trust is reshaping the payments landscape. As real-time payments, open banking, and “pay by bank” solutions grow, traditional players are being challenged to adapt, while new opportunities emerge for collaboration across the ecosystem. 🔍 In this interview, we cover: • How the gap between banks and fintechs is changing • Why trust is becoming a key competitive factor • The rise of real-time and account-to-account (A2A) payments • How “pay by bank” is reshaping online checkout experiences • The importance of partnerships in a fragmented global payments market 📍 Filmed at Pay360 🎥 By Financial IT Subscribe for more insights from global fintech leaders. #Fintech #Payments #Pay360 #FinancialIT #OpenBanking #PayByBank #DigitalPayments #FintechVsBanks