Nucleus Software on Transaction Banking & Retail Lending: Product-Led, AI-Driven | Sibos 2025

How do you build product-first banking platforms that ship on time—and scale globally? At Sibos 2025, Parag Bhise, Chief Executive Officer & Executive Director of Nucleus Software, shares how the 40-year product company powers transaction banking "FinnAxia" and retail lending "FinnOne" with a single codebase across 200+ clients in 50+ countries, a strict 6-month release cadence, and heavy investment in AI use cases that deliver outcomes now. Highlights - Product DNA: single codebase, 6-month releases, ~20% revenue reinvested in R&D (500+ product engineers) - Global footprint: 200+ customers across 50+ countries; deep domain expertise built into the products - AI in production: payment anomaly detection (fraud signals without blocking good flows), credit assessment automation, smarter collections - What banks want now: supply chain finance momentum, virtual accounts, fast response to regulatory change - Why it matters: configurable platforms that adapt to local workflows and rules—without branching the code #Sibos2025 #NucleusSoftware #TransactionBanking #RetailLending #AIinBanking #SupplyChainFinance #VirtualAccounts #FraudDetection #CreditAutomation #Fintech #FinancialIT #BankingTechnology