How Alternative Data and AI Are Shaping the Future of Lending | Money20/20 USA

At Money20/20 USA, Ashley Knight, SVP of Product Management at Experian, joined Chris Principe, Publisher of Financial IT to discuss how alternative data and AI are redefining credit decisioning and expanding financial inclusion for millions of underserved consumers. 💡 In this interview: - What alternative data and open banking mean for modern credit decisioning - How Experian is helping lenders improve risk models by up to 25% with cash-flow insights - Unlocking access to credit for the 70 million underserved consumers in North America - The role of AI and agentic AI in the future of underwriting and consumer finance - How Experian is leading industry innovation in fraud prevention and data analytics 🎥 Filmed live at Money20/20 USA 2025, where the world’s top fintech leaders explore what’s next for financial technology. 👉 Subscribe to Financial IT for more exclusive interviews from Money20/20 USA: https://www.youtube.com/@FinancialITMagazine #Money2020 #Experian #FinancialIT #AshleyKnight #AlternativeData #OpenBanking #Fintech #AI #CreditRisk #Lending #FinancialInclusion #AgenticAI #DigitalTransformation #Money2020USA #Innovation #DataAnalytics