Any rail. Any time. And still profitable. At Sibos 2025, Rossana Thomas, VP & GM, Enterprise Payments at Fiserv discusses how a single payments hub + PEP+ (ACH) + Payments Exchange (Fedwire, FedNow, RTP) already powers 1,100+ U.S. institutions. The edge: turn ISO 20022 data into decisions, keep 24/7 rails funded with smart liquidity, and use FIUSD (Fiserv’s stablecoin) to smooth cross-border B2B. Highlights - One hub, global reach - ACH + Fedwire/FedNow/RTP at scale - APIs + AI + cloud → outcomes, not buzzwords - ISO 20022 → actionable insight - Always-on liquidity - FIUSD stablecoin for cross-border B2B #Sibos2025 #Fiserv #EnterprisePayments #PEPPlus #FedNow #RTP #Fedwire #ISO20022 #LiquidityManagement #Stablecoin #FIUSD #APIs #AIinPayments #CloudNative #PaymentsHub #CrossBorderB2B #FinancialIT #BankingTechnology

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