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5 Money Rules Women Learn Too Late

3.0K views· 190 likes· 20:01· Mar 29, 2026

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In this video, I’m breaking down the real money rules no one teaches us about financial literacy, mindset, and building wealth as a woman. If you’ve ever felt lost with money, this is your starting point. In this video, we’re talking about: The money mindset patterns keeping you stuck (and how your childhood plays into it) The 5 investments that changed my life (and aren’t what you think) How to stop living paycheck to paycheck and actually build wealth Simple budgeting rules like the 60/20/20 method How to start investing (even if you’re a beginner) Why “pay yourself first” will change your financial future The habits that separate financially stable women from everyone else 🎬 CHAPTERS 🎬 00:00 Why women stay broke (money mindset no one talks about) 01:42 How your childhood shapes your relationship with money 03:30 Investment #1: Morning routine that actually makes you more money 05:45 Investment #2: Reading habits that level up your mindset 08:10 Investment #3: Learning high-income skills to increase your value 10:25 How I doubled my productivity with Notion systems 12:05 Investment #4: Healing your past and breaking money patterns 15:20 Investment #5: Paying yourself first and building wealth 18:00 How to save money properly (without feeling restricted) 20:10 The 60/20/20 budgeting rule explained simply 22:00 Beginner investing: S&P 500, passive income and compound interest 24:10 How to build an emergency fund (3–6 months rule) 26:00 Saving pots strategy to hit your financial goals faster 27:30 Lifestyle creep and why you still feel broke 29:00 The sacrifices no one tells you about building wealth 32:00 Small daily habits that cost you £1,000+ a year 34:00 Final mindset shift to change your financial future This video covers financial literacy for women, money mindset, budgeting tips, how to save money, beginner investing, S&P 500 investing, passive income, how to stop living paycheck to paycheck, building an emergency fund, and personal finance advice for women who want to become financially independent. If you’re looking for money advice, financial freedom tips, or how to build wealth in your 20s and 30s, this video will help you get started. #moneymindset #financialfreedom #womenandmoney #howtosavemoney #investingforbeginners ✨NEXT VIDEOS TO WATCH ✨ More ...👇 1: The Childhood We Never Talked About.. Until Now https://yt.openinapp.co/dhi85 2: Truth About 16yr Relationship https://yt.openinapp.co/pugt1 👩🏻‍💻 MY SOCIAL MEDIA SYSTEMS👩🏻‍💻 The Future Creator Essentials - https://xthuyle.myflodesk.com/the-future-creator-essentials-checkout Content Creator Camera Checklist - https://xthuyle.myflodesk.com/content-creator-gear-checklist ✍️ FREE TOOLS + RESOURCES ✍️ Newsletter - https://xthuyle.myflodesk.com/nh00t14ds2 Webinar - https://xthuyle.myflodesk.com/watch-webinar?fbclid=PARlRTSANWDZpleHRuA2FlbQIxMQABp5PFNZKuGJiThr4wCqPjSymWfRxwb8GiJh-en-4l-a_haPY-IZ_vIP6or5FD_aem_W0b_UcupnGhN1VEmE88fiQ The Future You Workbook - https://xthuyle.myflodesk.com/becoming-the-future-you-work-book Baby/Newborn Checklist - https://xthuyle.myflodesk.com/baby-checklist-template 🔗 LINKS + CODES 🔗 LTK Shop - https://bit.ly/3AwXrR1 Amazon Storefront - https://amzn.to/3STedQO Use code INF10THUY for 10% off STYLEVANA! 💖 Use code THUYLE10 for 10% off YESSTYLE! 💖 Mystery bundle bags (UK only) - https://xthuyleofficial.com/ This video covers financial literacy for women, money mindset, budgeting tips, how to save money, beginner investing, S&P 500 investing, passive income, how to stop living paycheck to paycheck, building an emergency fund, and personal finance advice for women who want to become financially independent. If you’re looking for money advice, financial freedom tips, or how to build wealth in your 20s and 30s, this video will help you get started. #moneymindset #financialfreedom #womenandmoney #howtosavemoney #investingforbeginners ---- x ---- Connect with me 🤝 For collabs, gifting or any business enquiries please contact: Thuy@xthuyleofficial.com 👯‍♀️ LET'S BE BESTIES 👯‍♀️ Instagram: https://www.instagram.com/xthuyle/ TikTok: https://www.tiktok.com/@xthuyle Snapchat: https://www.snapchat.com/add/xthuyle LinkedIn: https://www.linkedin.com/in/xthuyle/ Disclaimer: This video is not sponsored. Some products have been sent to me for me to try and give my honest thoughts and opinions. Some of the above links are affiliate links, which means that if you click and make a purchase I sometimes receive a small commission. This helps grow my channel and allows me to continue to make videos like this. Thank you so much for watching & always supporting.

About This Video

Can we just talk about why we’re happy to spend £50–£60 on a night out, but we won’t spend £20 on a book that can actually level up our life? In this makeup-and-mindset video, I’m getting into the real money rules women learn way too late—starting with the elephant in the room: your money mindset. I share how I used to live paycheck to paycheck (earning £8 an hour and working three jobs), and how the way we’re raised around money shapes how we spend, save, and even how confident we feel asking for pay rises. Then I break down the five “investments” that changed my life—and no, it’s not just stocks. I talk about investing time into a morning routine (stop scrolling first thing), building a reading habit (one chapter a day), learning high-income skills to add real value, healing your past through self-awareness/therapy to break patterns, and paying yourself first so your future self isn’t left behind. I also go practical with knowing your numbers, the 60/20/20 budgeting rule, emergency funds (3–6 months), saving pots, lifestyle creep, and beginner investing like index funds/S&P 500—because it’s not about how much you make, it’s about how much you keep.

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