In this video, I’m breaking down personal finance advice I’m genuinely glad I didn’t follow—because a lot of what we hear from the internet, friends/family, and even “experts” can sound smart but still keep you stuck. I cover four big ones: the idea that investing in stocks/ETFs is the only way forward, the hustle culture mindset, cultural financial advice that tells women money isn’t our responsibility, and the classic “just save your money” approach. My main point is that if you only rely on ETFs while working a 9–5 (especially on a lower income), you can end up working for a very long time before you feel real progress. Instead, I’d rather prioritize investing in myself—learning personal finance properly, building skills, and exploring alternative wealth generation like passive income or business ventures (while still investing where it makes sense). I also talk about why nonstop grinding leads to burnout and even health issues, and why I prefer working in “sprints” with intentional rest. Finally, I explain why saving alone won’t beat inflation forever—there’s a cap on how much you can save, but no cap on how much you can make.