In this video, I’m breaking down the middle class habits that keep so many of us stuck in the rat race—especially if you’re working a corporate job and wondering why you’re not getting ahead. Having worked at a Big 4 accounting firm and then two Big 4 banks, I’ve seen how organisations keep employees comfortable enough to stay, even when they’re underpaid, uninspired, and putting their real ambitions on the back burner. I walk through five habits to watch out for and what to do instead: working for less than you’re worth (and accepting tiny 3–4% raises when inflation is higher), staying in a role longer than necessary because it feels “safe,” and spending more than you make through lifestyle creep—like financing cars or upgrading your lifestyle just because you can make the repayments. I also talk about how risky it is to rely on a single income source (especially with layoffs, recessions, and interest rates rising), and why you need to think about “future you” by actually taking action on investing and learning. My key takeaway is simple: don’t confuse comfort with growth. If you change your narrative now—your income, your spending, your skills, and your investing habits—you create ripple effects that build wealth and freedom over the next few years.