There are so many finance videos that give you stock-standard advice like “make a budget” or “invest early”, but not enough that tell you what to actually do day-to-day to move the needle. In this video, I share five realistic actions that genuinely made me more money in my 20s—things you can start today to change your money journey and build long-term wealth. First, I talk about ignoring what your friends are doing—because jealousy and comparison can push you into financial stress, luxury spending, and the wrong priorities. Then we go into “ask and you shall receive”: find the right people to learn from (parents, lecturers, books, YouTubers, Facebook groups, networking)—and if you’re serious about property or investing, speak to someone who’s actually done it. I also show you how to align your actions to your goals using my ideal-life exercise (and my free goal planner), so you can break big goals into small steps with deadlines. Finally, I explain my “absorption method” for learning finance in a way that suits you, and why avoiding silly debt (holiday loans, car loans, unpaid credit cards) is a non-negotiable if you want freedom later.