If you’re running fundraising in 2026, the platform you pick decides two things: how much money you can realistically raise, and how easy it is to run campaigns without tech headaches. In this video I compare Zeffy vs RallyUp vs GiveButter, break down how their “zero-fee” positioning actually works, and map each tool to the type of organization and campaign you’re trying to run. I cover pricing models (tip-based vs platform fees), what campaign formats each platform supports, and where you’ll start to feel boxed in if you need more customization or in-person event capabilities. Here’s the core takeaway: Zeffy is the keep-every-dollar option—100% free for nonprofits, funded by optional donor tips, and you can’t even pay them if you want to. GiveButter sits in a similar 0% platform-fee lane, but with a more modern, community-friendly vibe for online fundraising, while payment processing still applies depending on setup. My overall best pick for 2026 is RallyUp because it’s the strongest engine for real fundraising: you can stack high-performing formats like raffles, auctions, peer-to-peer, and in-person events, and they’ll even have experts build your campaign for free. It’s not always the cheapest seat at the table, but it’s the one I’d bet on if you want bigger campaign results—not just lower fees.