In this video I break down the biggest thing that trips people up when they want to move from Turo to private rentals: insurance. I explain the “core” insurance you need on every car, why personal insurance is basically a no (because if there’s a claim and they find out you’re renting, they can deny it and cancel you), and the difference between platform-only policies vs off-trip coverage that actually allows private rentals. I also talk through real company examples like GMI and Roamly for private rentals, and why some policies only work if you stay on a platform. Then I get into the money and the logic—what insurance tends to cost per car per month, the difference between comp & collision vs liability-only, and how I think about deductibles (commercial is usually around $2,500). I share my simple rule: if the car is super cheap, full coverage can be a waste because the deductible eats the payout. Finally, I walk through how I vet renters (background + insurance), how selling insurance works (typically $25–$40/day), and the basic claims flow—whose fault it is, when to file on the renter’s insurance, when to go to the other party, and when you fall back to your own policy.