In Part 2 of my conversation with Sue (an American retiree living in Albi), we get into the real-life logistics that make or break your move to France—especially healthcare, money, and day-to-day independence. Sue shares exactly how she handles US Social Security from France, including the SSA Office of Earnings & International Operations contact she uses. We also talk through her decision to drop Medicare Part B, what that can mean if you return to the US later, and where she is in the process of getting her Carte Vitale. We also dig into what French healthcare has looked like for her so far—like a doctor appointment that cost 30€ for a full 40 minutes, which is the kind of detail people need when they’re trying to budget and calm their nerves. And because moving here isn’t just paperwork, Sue gets honest about learning French at 66: what’s working, what’s frustrating, and the mix of tools she’s using (apps, university continuing ed classes, and an Accueil des Villes Françaises conversation group). We wrap with lifestyle stuff that matters: living without a car in a walkable French city, making friends, and Sue’s grounded advice if you’re still on the fence about making the leap.