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How to send money to France from the US: The cheapest way

2.3K views· 251 likes· 7:37· Nov 4, 2025

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Open a Wise account and get your first transfer up to $600 free: https://wi.se/firedupinfrance-november (New customers only) The information provided here is valid at the time of the video's publication, but it can change at any time. Please check the official website for the latest updates. After 17 years of living in France as an American expat, I've learned the expensive way that traditional bank transfers can cost you hundreds of dollars in hidden fees and exchange rate markups. In fact, I lost an estimated $750-900 just paying for my master's degree tuition through international wire transfers. When my husband and I needed to pay $3,100 for our kids' summer camp in the US, I discovered that using Wise instead of our French bank saved us over €100 in fees because Wise uses the real mid-market exchange rate with transparent fees instead of marking up the rate like banks do. For anyone moving to France, Wise is a game-changer: you can hold multiple currencies, convert money when rates are favorable, get a Multi-Currency Card with no foreign transaction fees, have access to a European IBAN for paying French bills, and avoid the hassle of opening a French bank account, all with no monthly fees and low charges only when you actually convert currency. I wish I'd known about this solution from day one because moving abroad is complicated enough without losing money every time you transfer funds between countries. Sign up for my email newsletter and get practical info about life in France delivered straight to your inbox: https://fired-up-in-france-2.kit.com/dacaa289dd #LivingInFrance #ExpatLife #FrenchCulture #AmericanInFrance #CulturalDifferences #FrenchSociety #ExpatsInFrance #FrenchLifestyle #AmericanExpat #ExpatStories #MovingToFrance #InternationalMoneyTransfer #moneytransfer #wise

About This Video

If you’re sending money to France from the US (or the other way around), this video is my “learn from my expensive mistakes” guide. I’ve been living in France since 2008, and for years I did what most people do: I used traditional bank transfers and assumed the fees were just… the fees. The reality is that the biggest hit often comes from the exchange rate markup and hidden costs. I estimate I lost around $750–900 just paying my master’s degree tuition through international wire transfers. In this video I explain why I now use Wise as the cheapest, simplest way to move money internationally. When my husband and I needed to pay $3,100 for our kids’ summer camp in the US, using Wise instead of our French bank saved us over €100—because Wise uses the real mid-market exchange rate and shows you the fees up front. I also walk through why Wise is so useful when you’re planning a move to France: you can hold multiple currencies, convert when rates look good, get a multi-currency card with no foreign transaction fees, and even get a European IBAN to pay French bills—without monthly fees or the immediate pressure of opening a French bank account.

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