Over the past six months here in Dijon, I had more than eight medical appointments—dental work, an eye exam, a mammogram, dermatology, you name it—and I’m sharing my real numbers. My total out-of-pocket was €138, and only €48 of that was for actual medical care. In this video, I walk you through how that’s possible in everyday life with the French system: CPAM (the national healthcare) plus a supplementary mutuelle, and how reimbursements can be surprisingly automatic once you’re set up. I also get practical about what people actually want to know before they move to France: what appointments cost, what wait times can look like, and how the “who pays what” breakdown works in real life—not just theory. I touch on emergency care, pregnancy and childbirth in France, and I compare what I’m experiencing here to what many of us know from the US. If you’re planning a move, this is the kind of nuts-and-bolts healthcare info that helps you feel calmer and more confident about the logistics.