Relay’s NEW Starter, Grow & Scale plans: which one fits your business?

🎁 Open a new Relay account with my link: https://www.claracfo.com/relay and Relay will match your first $100 deposit (see full bonus terms in the video). If you’re over mystery fees and sitting in line to make a deposit, this video is for you. I’m walking through Relay’s newest pricing tiers—Starter, Grow, and Scale—and showing how this online business banking and money management platform can simplify bill pay, invoicing, receipts, and cash flow visibility for small businesses. I also share how I personally use Relay for recurring rent, owner’s draws, and tax savings. What you’ll learn • The key differences between Starter vs. Grow vs. Scale • How many accounts/cards you can set up—and why that helps Profit First–style cash management • Bill Pay & invoicing basics (including upcoming features) • Receipt capture, spending limits, and QuickBooks Online/Xero integrations • When upgrading can make sense (cash back, payment fee reductions, and savings interest) • Real-world examples from my own setup Quick summary of the plans (high level) • Starter – Great for solopreneurs/new businesses that want multiple checking/savings, receipt and expense tools, payment processing, and accounting integrations. • Grow – For small teams ready for approval workflows, line-item categorization, and customizable bookkeeping rules, plus improved APY, cash back, and lower payment fees. • Scale – For larger or fast-growing teams that want AI-powered automations, dashboards, and real-time insights, the best APY/cash back/fees, and exclusive partner perks. 👉 Pricing and inclusions are summarized in the video; always check Relay’s pricing page for current details. Why Relay stands out (from a Fractional CFO’s perspective) • No hidden fees and digital-first support—open accounts, issue cards, and manage payments online • Organize cash with up to 20 accounts (plus 2 savings accounts) to earmark taxes, payroll, and reserves • Issue up to 50 Visa® physical and virtual debit cards with spending limits and detailed transaction data • Bill Pay and invoicing built in, with automations and upcoming enhancements for scale users • Direct integrations with QuickBooks Online and Xero to speed up month-end close • Role-based access for team members and advisors (great for collaboration and internal controls) • Designed to support Profit First allocations Chapters: 00:00 Why I recommend a modern business banking & money management platform 01:26 Partner note + how I use Relay for rent, owner’s draws & tax savings 02:41 Overview of Starter, Grow, Scale 04:55 Accounts, cards & (high level) pricing context 08:53 Receiving & sending payments (ACH, wires, checks) 10:26 Bill Pay features & accounting sync 12:58 Expense controls, receipts & bookkeeping rules 14:56 Invoicing + recurring invoices and collection reminders (in development) 17:50 Team & advisor access; integrations and partner perks 18:53 Which tier makes sense for you right now? 20:04 How to claim the $100 match + related tutorials ________________________________________ Helpful links • 🎁 Open a new Relay account with Clara CFO: https://www.claracfo.com/relay • 📚 More on choosing business banking & money management tools: see my related videos linked in the end screen and description updates • 💬 Questions? Drop them in the comments and I’ll help where I can. Hannah Smolinski is a #CPA and the Founder of Clara CFO Group. Find out more about Clara CFO Group at https://claracfo.com/ Disclaimer: This video is intended for educational purposes and should not be taken as legal or tax advice. You should consult with your financial professionals about your unique financial situation before acting on anything discussed in these videos. Clara CFO Group, LLC is providing educational content to help small business owners become more aware of certain issues and topics, but we cannot give blanket advice to a broad audience.