AI, Fraud Detection and Financial Crime Prevention 2026

AI is changing how financial institutions approach fraud detection, AML, and financial crime prevention. But in regulated environments, speed is not enough. When AI helps decide what gets flagged, dismissed, or escalated, institutions need to explain and defend those decisions. That makes explainability, auditability, controls, and human accountability central to the future of financial crime prevention. In this conversation, Kunal Datta, Chief Product Officer at Unit21, joins Jonathan Care, Senior Lead Analyst at KuppingerCole, to discuss how AI is reshaping financial crime detection, why traditional rules and machine learning each have limits, and why explainability is becoming a serious battleground for banks, fintechs, and crypto platforms. The episode directly discusses the tension between rules-based systems, machine learning, GenAI, regulators, auditability, and accountability in AML and fraud workflows. Watch the full conversation here: https://em360tech.com/podcasts/how-ai-reshaping-financial-crime-prevention-and-why-explainability-new-battleground Subscribe to EM360Tech for more enterprise technology conversations, analyst-led insight, and expert discussions on AI, cybersecurity, data, cloud, and digital transformation. #FinancialCrime #ExplainableAI #EnterpriseAI