In this video, I break down the Stanford Alumni Rewards Visa Credit Card from Stanford FCU and who it actually makes sense for in 2026. The whole pitch is pretty simple: it’s built for Stanford alumni spending patterns, with 3x points on major tech brands like Amazon, Google, and Apple (plus campus locations like the Stanford bookstore and alumni dining), 2x on groceries and dining (including delivery services like DoorDash), and 1x everywhere else. I also walk through the welcome bonus options—up to 25,000 points (about $250) if you spend $1,500 in 90 days, or 10,000 points if you spend $1,000. Where this card gets interesting is the fee structure and the balance transfer angle. There’s no annual fee, no foreign transaction fees, and no balance transfer fees, and you can get a 1.99% intro APR on balance transfers for 6 months (as long as you initiate the transfer within the first 60 days). But I also call out the big “gotchas”: strict eligibility (Stanford alumni + Stanford FCU membership + U.S. address) and hard annual caps on bonus earning—12,000 points/year in the 3x category and 6,000 points/year in the 2x category. My takeaway: it’s a niche, high-value no-fee card if you fit the profile, but the caps and short transfer window mean it probably shouldn’t be your only card.