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141 videos from Retire with Julia, CFP®

I Tried 100+ Retirement Income Strategies, These 4 Work Best13:52

I Tried 100+ Retirement Income Strategies, These 4 Work Best

17.2K views

2026 Average Retirement Savings By Age 55/60/65 - Where Are You?17:34

2026 Average Retirement Savings By Age 55/60/65 - Where Are You?

20.1K views

Sell These 5 Things BEFORE You Retire or the IRS Will Tax Everything24:38

Sell These 5 Things BEFORE You Retire or the IRS Will Tax Everything

19.8K views

3 Signs You Should Have ALREADY Retired By Now11:39

3 Signs You Should Have ALREADY Retired By Now

37.1K views

5 Things That Disappear For Rich Retirees Once You Retire14:49

5 Things That Disappear For Rich Retirees Once You Retire

13.2K views

Your Last Year Before Retirement - Don't Make These 4 Costly Mistakes14:15

Your Last Year Before Retirement - Don't Make These 4 Costly Mistakes

50.5K views

Still Working at 60 With Under $3M? No One Will Tell You This15:46

Still Working at 60 With Under $3M? No One Will Tell You This

21.4K views

The Retirement Risk Zone: Why the 5 Years Before You Retire Matter More Than the 30 After12:33

The Retirement Risk Zone: Why the 5 Years Before You Retire Matter More Than the 30 After

13.6K views

The 0% Tax Strategy Smart Retirees Use Before It's Too Late11:27

The 0% Tax Strategy Smart Retirees Use Before It's Too Late

9.8K views

These 2026 Rule Changes Could Save (or Cost) You $50,000 in Retirement13:59

These 2026 Rule Changes Could Save (or Cost) You $50,000 in Retirement

5.1K views

The Most Accurate Pension Strategy You’ve Never Been Taught15:40

The Most Accurate Pension Strategy You’ve Never Been Taught

60.1K views

The Surprising Reality Of Retiring In 2026 (Nobody Tells You This)12:27

The Surprising Reality Of Retiring In 2026 (Nobody Tells You This)

10.9K views

Why Retirees With $1M+ Are STILL Afraid To Spend (The Psychology Fix)10:48

Why Retirees With $1M+ Are STILL Afraid To Spend (The Psychology Fix)

7.3K views

If You’re 55 with $2.5M, Watch This BEFORE You Retire16:36

If You’re 55 with $2.5M, Watch This BEFORE You Retire

49.3K views

The Rich Ratio: Why You Should Retire Before 61 (Even If You Haven't Saved Enough)11:13

The Rich Ratio: Why You Should Retire Before 61 (Even If You Haven't Saved Enough)

105.1K views

It Sucks, But Converting HERE Will Skyrocket Your Net Worth11:40

It Sucks, But Converting HERE Will Skyrocket Your Net Worth

39.0K views

How Many Retirees In The USA Have $2 Million (not what you think)12:40

How Many Retirees In The USA Have $2 Million (not what you think)

105.3K views

When You Retire, Tell NO ONE (Until You Do These 3 Things)10:09

When You Retire, Tell NO ONE (Until You Do These 3 Things)

106.4K views

I Watched This Video and It Allowed Me To Retire 3 Years Earlier8:46

I Watched This Video and It Allowed Me To Retire 3 Years Earlier

15.7K views

If This Is You, NEVER Retire Before 63 (Even If You Can Afford It)14:15

If This Is You, NEVER Retire Before 63 (Even If You Can Afford It)

47.3K views

I did this at 55, Now I Spend $10k/Month in Retirement10:34

I did this at 55, Now I Spend $10k/Month in Retirement

22.8K views

It's A Lie: Why You Shouldn't Follow This ROTH Conversion Advice15:06

It's A Lie: Why You Shouldn't Follow This ROTH Conversion Advice

37.2K views

The $2M Retirement I Planned For, Disappeared  (Here's Why)13:41

The $2M Retirement I Planned For, Disappeared (Here's Why)

21.2K views

The Hidden Cost Of Delaying Social Security (Nobody Tells You This)9:28

The Hidden Cost Of Delaying Social Security (Nobody Tells You This)

26.6K views

How To Save $20,000+ on Health Insurance as an Early Retiree9:44

How To Save $20,000+ on Health Insurance as an Early Retiree

17.6K views

3 Shocking Spending Truths From 280,000 Retirees14:47

3 Shocking Spending Truths From 280,000 Retirees

14.0K views

59 With $2.8M And Still Not Retired? Watch This15:33

59 With $2.8M And Still Not Retired? Watch This

22.4K views

Once Retirees Watch This, They Realise RMDs Are Easy13:56

Once Retirees Watch This, They Realise RMDs Are Easy

9.7K views

Retiring at 60? How $2M Turns Into $4M Without Working15:32

Retiring at 60? How $2M Turns Into $4M Without Working

47.5K views

What 750 Retirees Regret Most About Working Past 6011:54

What 750 Retirees Regret Most About Working Past 60

21.4K views

I’m 55 With $1.5M in a 401(k): Can I Retire Early With Just That?18:57

I’m 55 With $1.5M in a 401(k): Can I Retire Early With Just That?

89.6K views

If You Are THIS Retiree, You Are 5x Richer Than You Think3:00

If You Are THIS Retiree, You Are 5x Richer Than You Think

49.8K views

How Smart Retirees STOP Worrying About Investing13:38

How Smart Retirees STOP Worrying About Investing

31.1K views

You Will Never Retire Happy, Until You Learn This11:41

You Will Never Retire Happy, Until You Learn This

31.9K views

If You Are THIS Retiree, You Are 5x Richer Than You Think12:50

If You Are THIS Retiree, You Are 5x Richer Than You Think

156.4K views

I'm 57 With $5M Saved. Can I Retire Now & Spend $15k/Month?19:48

I'm 57 With $5M Saved. Can I Retire Now & Spend $15k/Month?

42.1K views

If You Are These 5 Types of Retiree, You Are Richer Than You Think14:10

If You Are These 5 Types of Retiree, You Are Richer Than You Think

289.4K views

Beautiful Bill Explained: Avoid Costly Giving Mistakes in 20268:36

Beautiful Bill Explained: Avoid Costly Giving Mistakes in 2026

2.3K views

Advisor Explains: The Right Way to Teach Kids About Money11:04

Advisor Explains: The Right Way to Teach Kids About Money

1.9K views

Harsh Reality - 401k Withdrawals Are Not What You Think12:56

Harsh Reality - 401k Withdrawals Are Not What You Think

43.6K views

If You Notice THIS, You Can Retire Earlier Than You Think12:29

If You Notice THIS, You Can Retire Earlier Than You Think

33.0K views

Everything To Know About Retirement Taxes at 60 (before it's late)15:57

Everything To Know About Retirement Taxes at 60 (before it's late)

9.4K views

4 Reasons to Retire at 62 With $1.5M or Less13:40

4 Reasons to Retire at 62 With $1.5M or Less

186.4K views

Stop Ignoring Your Pension. Do This Instead (Real Math)15:44

Stop Ignoring Your Pension. Do This Instead (Real Math)

67.1K views

Retire with $750k? The Roth Trap You Didn’t See Coming13:32

Retire with $750k? The Roth Trap You Didn’t See Coming

31.9K views

The ROTH Conversion Lies That Retirees Believe (And What To Do Instead)15:03

The ROTH Conversion Lies That Retirees Believe (And What To Do Instead)

103.3K views

This ONE shift will transform your retirement13:42

This ONE shift will transform your retirement

55.9K views

Why Retiring Early Gave Me My Life Back17:59

Why Retiring Early Gave Me My Life Back

79.2K views

This ONE Trick Can Save Retirees Thousands in Taxes16:04

This ONE Trick Can Save Retirees Thousands in Taxes

194.7K views

The Scariest Retirement Regrets You’ll Never Hear16:06

The Scariest Retirement Regrets You’ll Never Hear

44.2K views

7 Retirement Lies The Top 1% Don’t Want You To Hear16:10

7 Retirement Lies The Top 1% Don’t Want You To Hear

42.4K views

How to Retire So Quickly It Feels Illegal11:10

How to Retire So Quickly It Feels Illegal

9.6K views

8 Simple Habits That Will Completely Change Your Retirement10:11

8 Simple Habits That Will Completely Change Your Retirement

19.2K views

The Surprising Reality Of How Much You Need To Retire In 202512:17

The Surprising Reality Of How Much You Need To Retire In 2025

85.5K views

After 6 Months, This Retiree’s Plan Completely Collapsed. Here's Why...18:51

After 6 Months, This Retiree’s Plan Completely Collapsed. Here's Why...

39.9K views

5 Things EVERY Retiree Wishes They Knew Before They Retired15:14

5 Things EVERY Retiree Wishes They Knew Before They Retired

8.1K views

If I Started Retirement Again, I’d Spend Completely Differently11:40

If I Started Retirement Again, I’d Spend Completely Differently

12.4K views

Your Retirement Portfolio Is Lying To You… Here’s Why12:20

Your Retirement Portfolio Is Lying To You… Here’s Why

26.8K views

I am 60 with $1,500,000. Can I Retire Now AND Spend $10k A Month?12:48

I am 60 with $1,500,000. Can I Retire Now AND Spend $10k A Month?

187.6K views

7 Assets You'll NEVER Regret Buying in Retirement...13:25

7 Assets You'll NEVER Regret Buying in Retirement...

79.9K views

The Social Security Iceberg: Why You're Claiming Wrong in 20259:35

The Social Security Iceberg: Why You're Claiming Wrong in 2025

14.7K views

Why Maxing out Your 401(k) Is Worse Than You Think...13:49

Why Maxing out Your 401(k) Is Worse Than You Think...

50.8K views

Dividends vs Annuities: Are You REALLY Ready For Retirement?13:42

Dividends vs Annuities: Are You REALLY Ready For Retirement?

12.2K views

Why The First 5 Years of Retirement Changes Everything12:38

Why The First 5 Years of Retirement Changes Everything

31.3K views

Once I Show Retirees This Data They No Longer Worry About Investing15:22

Once I Show Retirees This Data They No Longer Worry About Investing

337.2K views

We Are 63 With $4,100,000 in Savings. How Much Can We Spend In Retirement?14:56

We Are 63 With $4,100,000 in Savings. How Much Can We Spend In Retirement?

137.9K views

3 HUGE Opportunities Most Retirees Miss19:56

3 HUGE Opportunities Most Retirees Miss

68.6K views

What 12 Years of Being An Advisor Finally Taught Me About Retirement12:07

What 12 Years of Being An Advisor Finally Taught Me About Retirement

48.3K views

The Cost of Letting Go, Why Retirement After 60 Is SO Hard10:12

The Cost of Letting Go, Why Retirement After 60 Is SO Hard

12.3K views

Why Everything in Retirement Changes If You Have a Pension15:08

Why Everything in Retirement Changes If You Have a Pension

662.4K views

What Life With A $3.5M Retirement Portfolio Looks Like19:57

What Life With A $3.5M Retirement Portfolio Looks Like

256.9K views

I'm a Retirement Advisor. Here's 3 Regrets Rich Retirees Have At 6316:21

I'm a Retirement Advisor. Here's 3 Regrets Rich Retirees Have At 63

49.8K views

I Spoke To 100s of Retirees: Here's What Most Advisors Get Wrong17:24

I Spoke To 100s of Retirees: Here's What Most Advisors Get Wrong

118.9K views

Average Retirement Savings By Age 55/60/65 - Where Are You?12:06

Average Retirement Savings By Age 55/60/65 - Where Are You?

474.3K views

Harsh Truth: You Are Saving For Retirement ALL WRONG...14:50

Harsh Truth: You Are Saving For Retirement ALL WRONG...

57.4K views

Fidelity Is Wrong! Use This Savings Rule Instead14:28

Fidelity Is Wrong! Use This Savings Rule Instead

61.6K views

Retirement Expert Explains: 5 Signs You're Not Ready To Retire9:12

Retirement Expert Explains: 5 Signs You're Not Ready To Retire

12.0K views

Watch This Video Before You Die7:38

Watch This Video Before You Die

13.2K views

If I Inherit A House, Will I Pay Tax?6:36

If I Inherit A House, Will I Pay Tax?

3.2K views

Do You Owe TAXES When You Inherit An Annuity?6:40

Do You Owe TAXES When You Inherit An Annuity?

2.5K views

I'm 61 With $1.8M. Should I Avoid ROTH Conversions?11:44

I'm 61 With $1.8M. Should I Avoid ROTH Conversions?

20.4K views

What's YOUR Money Story?7:41

What's YOUR Money Story?

3.5K views

All About The Florida 529 Plan!10:44

All About The Florida 529 Plan!

3.1K views

Do You Owe TAXES When You Inherit a Bank or Brokerage Account?6:04

Do You Owe TAXES When You Inherit a Bank or Brokerage Account?

4.6K views

The Retirement Payday Routine: How The Rich Pay Themselves10:36

The Retirement Payday Routine: How The Rich Pay Themselves

15.3K views

Answer These 3 Questions To Maximise Your Social Security13:26

Answer These 3 Questions To Maximise Your Social Security

18.3K views

3 Uncomfortable Retirement Truths NO ONE Talks About15:36

3 Uncomfortable Retirement Truths NO ONE Talks About

10.5K views

I'm 56 With $750,000 In Savings. How Do I Retire Today?17:34

I'm 56 With $750,000 In Savings. How Do I Retire Today?

19.9K views

WATCH OUT For These Medicare TRICKS This Fall!6:52

WATCH OUT For These Medicare TRICKS This Fall!

2.3K views

The WORST Retirement Lies Told By Finance Gurus20:09

The WORST Retirement Lies Told By Finance Gurus

361.5K views

Florida Prepaid VS Florida 529 Plan (Which one wins?)7:44

Florida Prepaid VS Florida 529 Plan (Which one wins?)

7.8K views

How Does Retirement Change Once You Save $300k/$650k/$2M?17:54

How Does Retirement Change Once You Save $300k/$650k/$2M?

43.0K views

I'm 60 With $600k In Savings. How Do I Retire Before 62?13:00

I'm 60 With $600k In Savings. How Do I Retire Before 62?

14.1K views

Are You Behind? How To Get Ahead of 99% Of Retirees9:50

Are You Behind? How To Get Ahead of 99% Of Retirees

2.6K views

Can I Contribute To My HSA When I Turn 65?5:07

Can I Contribute To My HSA When I Turn 65?

2.0K views

You’re literally burning your retirement savings (and you don’t even know it)9:02

You’re literally burning your retirement savings (and you don’t even know it)

8.1K views

Harsh Truth: Retiring Early Is WORSE Than You Think17:09

Harsh Truth: Retiring Early Is WORSE Than You Think

19.4K views

Is Florida Prepaid Worth It?8:57

Is Florida Prepaid Worth It?

2.4K views

3 Ridiculously Good Reasons To Retire As Soon As Possible8:01

3 Ridiculously Good Reasons To Retire As Soon As Possible

23.3K views

3 Tax-Friendly Ways To Donate9:22

3 Tax-Friendly Ways To Donate

1.8K views

I’m 60 with $1M. Should I Claim Social Security at 62?15:32

I’m 60 with $1M. Should I Claim Social Security at 62?

76.8K views

What Happens When You Inherit an IRA?8:57

What Happens When You Inherit an IRA?

1.9K views

What Happens To My Social Security If I Work Part-Time?5:10

What Happens To My Social Security If I Work Part-Time?

2.9K views

The Magic of the 5 Years BEFORE Retirement (Double your savings!)8:39

The Magic of the 5 Years BEFORE Retirement (Double your savings!)

301.0K views

We Are 58 With $1,800,000 In Savings, Why Can’t We Retire?14:51

We Are 58 With $1,800,000 In Savings, Why Can’t We Retire?

135.4K views

How to pay $0 in tax on a high income (NO Roth conversions needed!)7:47

How to pay $0 in tax on a high income (NO Roth conversions needed!)

20.3K views

Why you need a CERTIFIED FINANCIAL PLANNER™6:23

Why you need a CERTIFIED FINANCIAL PLANNER™

3.7K views

The 8 MOST Common Investment Mistakes (and how to fix them!)9:12

The 8 MOST Common Investment Mistakes (and how to fix them!)

4.3K views

MEGA Backdoor Roth Conversion Explained (2 Simple Steps!)7:41

MEGA Backdoor Roth Conversion Explained (2 Simple Steps!)

25.9K views

Secure Act 2.0: NEW Rules for 20247:39

Secure Act 2.0: NEW Rules for 2024

7.9K views

3 Early Retirement MYTHS! (And one powerful suggestion)6:51

3 Early Retirement MYTHS! (And one powerful suggestion)

4.0K views

The 5 BIGGEST Mistakes Keeping You From Retiring8:51

The 5 BIGGEST Mistakes Keeping You From Retiring

8.4K views

CFP® Answers: Will you be able to rely on Social Security at retirement?3:01

CFP® Answers: Will you be able to rely on Social Security at retirement?

2.0K views

CFP® Answers: Can You Retire with $500,000?6:38

CFP® Answers: Can You Retire with $500,000?

7.5K views

Do YOU Need Long-Term Care Insurance?13:18

Do YOU Need Long-Term Care Insurance?

23.3K views

Why This Election Year Is Different12:18

Why This Election Year Is Different

5.1K views

CFP® Answers: Can You Retire with $750,000?5:46

CFP® Answers: Can You Retire with $750,000?

3.9K views

CFP® Explains: 8-10% Guaranteed Annuity Rates? NOT SO FAST!10:32

CFP® Explains: 8-10% Guaranteed Annuity Rates? NOT SO FAST!

9.9K views

CFP® Reveals: The 5 BIGGEST Expenses in Retirement12:13

CFP® Reveals: The 5 BIGGEST Expenses in Retirement

13.5K views

CFP® Explains: How to contribute to a Roth Account WITHOUT paying more income tax this year!4:51

CFP® Explains: How to contribute to a Roth Account WITHOUT paying more income tax this year!

2.7K views

CFP® Defines: The Ideal Spending Plan4:43

CFP® Defines: The Ideal Spending Plan

2.6K views

CFP® Explains: My FAVORITE Fixed Annuity2:58

CFP® Explains: My FAVORITE Fixed Annuity

32.3K views

CFP® Answers: Are Annuities Good or Bad? Learn the pros and cons...12:17

CFP® Answers: Are Annuities Good or Bad? Learn the pros and cons...

34.9K views

How to Appeal Medicare IRMAA in less than 5 minutes! | Julia Lembcke, CFP® | URS Advisory4:32

How to Appeal Medicare IRMAA in less than 5 minutes! | Julia Lembcke, CFP® | URS Advisory

9.2K views

CFP® Defines: Important Tax Changes for 20242:41

CFP® Defines: Important Tax Changes for 2024

691 views

Joining Medicare this year? Watch THIS!9:58

Joining Medicare this year? Watch THIS!

1.6K views

CFP® Answers: Do You Have A Ticking TAX Time Bomb?11:05

CFP® Answers: Do You Have A Ticking TAX Time Bomb?

3.4K views

CFP® Answers: Can You Retire with 1 Million Dollars? | Julia Lembcke, CFP® | URS Advisory5:39

CFP® Answers: Can You Retire with 1 Million Dollars? | Julia Lembcke, CFP® | URS Advisory

11.9K views

CFP® Explains: 4 Reasons Why Having Multiple Advisors Hurts Your Bottom Line | Julia Lembcke, CFP®4:51

CFP® Explains: 4 Reasons Why Having Multiple Advisors Hurts Your Bottom Line | Julia Lembcke, CFP®

772 views

CFP® Answers: Can You Retire with 1.5 Million Dollars? | Julia Lembcke, CFP | URS Advisory5:33

CFP® Answers: Can You Retire with 1.5 Million Dollars? | Julia Lembcke, CFP | URS Advisory

21.7K views

How to Invest Once You Retire | Julia Lembcke, CFP® | URS Advisory5:18

How to Invest Once You Retire | Julia Lembcke, CFP® | URS Advisory

190.6K views

2023 Year-End Financial Planning Tips | Julia Lembcke, CFP | URS Advisory3:23

2023 Year-End Financial Planning Tips | Julia Lembcke, CFP | URS Advisory

545 views

What is an ABLE account? | Corrine Poor, URS Advisory4:23

What is an ABLE account? | Corrine Poor, URS Advisory

748 views

Medigap vs. Medicare Advantage | Julia Lembcke, President and Managing Director, URS Advisory5:56

Medigap vs. Medicare Advantage | Julia Lembcke, President and Managing Director, URS Advisory

986 views

Which Medicare Plan is Right for You? | Julia Lembcke, President and Managing Director, URS Advisory2:55

Which Medicare Plan is Right for You? | Julia Lembcke, President and Managing Director, URS Advisory

523 views

The Savings Formula | Where to Save Order of Operations with Julia Lembcke, CFP of URS Advisory4:31

The Savings Formula | Where to Save Order of Operations with Julia Lembcke, CFP of URS Advisory

1.7K views

Medicare Increases for 2024 | URS Advisory2:27

Medicare Increases for 2024 | URS Advisory

902 views

4 Parts of Medicare...and what they cover! | URS Advisory3:46

4 Parts of Medicare...and what they cover! | URS Advisory

799 views

Medicare Enrollment Guide: Turning 65 or Leaving Employer Coverage | URS Advisory3:41

Medicare Enrollment Guide: Turning 65 or Leaving Employer Coverage | URS Advisory

767 views

4 Steps to Secure an Early Retirement | Julia Lembcke, CFP® | URS Advisory3:14

4 Steps to Secure an Early Retirement | Julia Lembcke, CFP® | URS Advisory

3.7K views

Financial Planning to Secure Your Future | Julia Lembcke, Managing Director and Head Planner3:25

Financial Planning to Secure Your Future | Julia Lembcke, Managing Director and Head Planner

1.9K views