JL Collins: Thoughts on US vs International Stock Allocation

Get The Simple Path to Wealth → https://amzn.to/4ozCuIA (affiliate) Is it finally time for Americans to invest more internationally? With headlines about tariffs, global tension, and shifting markets, many investors are wondering whether a U.S.-only index strategy still makes sense. In this highlight conversation, JL Collins—author of The Simple Path to Wealth—explains why his stance hasn’t changed, why the U.S. market is uniquely positioned, and when international diversification actually matters. We also discuss the incredible resilience of companies, the beauty of “self-cleansing index funds,” and why the set it and forget it philosophy continues to outperform constant tinkering. JL also breaks down why most investors should automate everything, ignore the noise, and avoid the “tweaky path to a little less wealth.” This highlight clip from our original interview is packed with timeless wisdom for new and seasoned index fund investors alike. Chapters 00:00 – Should Americans invest more internationally? 00:18 – Why JL still prefers a total U.S. index fund 00:45 – The U.S. makes up ~60% of global markets 01:05 – U.S. companies already operate globally 01:40 – When international funds do make sense 02:15 – Are tariffs changing anything? 02:40 – Corporate resilience in a shifting world 03:12 – “Set it and forget it”: What it really means 04:10 – Why less effort = better results 05:05 – Two types of investors JL sees 06:00 – The danger of tweaking your portfolio 06:50 – Jack Bogle’s 20-year advice 07:15 – The “tweaky path to a little less wealth” Resources Mentioned JL Collins 📘 The Simple Path to Wealth → https://amzn.to/4ozCuIA Website: https://www.jlcollinsnh.com _____ MARRIAGE KIDS AND MONEY: This award-winning YouTube channel is dedicated to helping families build wealth and thrive. Each week, Andy Hill shares actionable advice and tips for family financial independence. Also, he interviews personal finance experts, families who've achieved financial independence and work optional parents to inspire you to do the same. BIO - ANDY HILL: Andy Hill, AFC® is the award-winning family finance coach behind Marriage Kids and Money - a platform dedicated to helping young families build wealth and happiness. Andy's advice and personal finance experience have been featured in major media outlets like CNBC, Forbes, MarketWatch, Kiplinger’s Personal Finance and NBC News. With millions of downloads and views, Andy’s message of family financial empowerment has resonated with listeners, readers and viewers across the world. When he's not "talking money", Andy enjoys being a Soccer Dad, singing karaoke with his wife and relaxing in his hammock. ✅ CONNECT WITH US Pre-Order My Book "Own Your Time": https://marriagekidsandmoney.com/book Follow On Instagram: http://instagram.com/marriagekidsandmoney Read our Blog: https://marriagekidsandmoney.com Listen to our Podcast: https://marriagekidsandmoney.com/podcast-archive/ Subscribe to my YouTube channel today to strengthen your family tree and live financially free! HOW WE MAKE MONEY & DISCLAIMER This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products. Opinions are the creators alone, and this content has not been provided by, reviewed, approved or endorsed by any advertiser. Information shared on this channel is for entertainment purposes only and should not be considered as professional advice. Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com. CREDITS Research & Writing: Andy Hill, AFC® Video Editing: Hinz Video Thumbnail: Ardi, The Thumbnail Wiz Channel Management: Kayli Groves