CIT Bank Review (2 Months Later): Better Than Ally?

💰 Check out CIT Bank Savings Connect: https://marriagekidsandmoney.com/citbanksavings (affiliate) Looking for a CIT Bank review before opening an account? After 2 months of testing CIT Bank’s high yield savings account, I’m sharing my honest experience so you can decide if it’s right for you. In this video, we cover: • CIT Bank Savings Connect APY and features • How it compares to Ally and other banks • Real pros and cons after using it • Who it’s best for (and who should skip it) • My personal plan for using CIT Bank going forward If you’re considering CIT Bank for your emergency fund or vacation savings, this review will help you understand what to expect. 💰 Check out CIT Bank Savings Connect: https://marriagekidsandmoney.com/citbanksavings 📊 Related Resources: • Ally Bank Review - https://share.google/MHRXB9hlMoXdOxGUT • Crew Review → https://share.google/VKbJy1DfSNw4wUz5J ⏱️ Chapters: 00:00 The Problem With High-Yield Savings Accounts 00:30 What Is CIT Bank? 01:05 Our Setup (Vacation Fund Strategy) 01:45 First Impressions After 2 Months 02:10 Pro #1: 3.65% APY (No Teaser Rate) 02:40 Pro #2: Easy User Experience 03:05 Pro #3: Smooth Transfers 03:25 Pro #4: FDIC Insurance + Trust 03:55 Customer Service Experience 04:20 Real Earnings Example 04:45 Affiliate Disclosure 05:00 Con #1: Weak Savings/Bucket Features 05:30 Con #2: No Cash Deposits 05:50 Con #3: Confusing Account Options 06:15 CIT Bank vs Ally 06:30 CIT Bank vs Crew 06:55 Who CIT Bank Is Best For 07:15 Who Should Avoid CIT Bank 07:35 Our Plan Going Forward 08:00 Final Verdict (4/5 Stars) ⚠️ DISCLAIMER: Some of the links above may be affiliate links, which means that if you click on them, I may receive a small commission. This comes at no additional cost to you and helps support the channel. I am not a licensed financial advisor. The information provided in this video is for educational and informational purposes only and does not constitute financial, investment, tax, or legal advice. Always consult with a qualified professional to understand your specific situation before making any financial decisions. CIT Bank (High-Yield Savings) https://marriagekidsandmoney.com/citbanksavings Crew Family Banking https://marriagekidsandmoney.com/crew Ally Bank https://www.marriagekidsandmoney.com/ally 📘 Own Your Time (Our Book) https://marriagekidsandmoney.com/book _____ MARRIAGE KIDS AND MONEY: This award-winning YouTube channel is dedicated to helping families build wealth and thrive. Each week, Andy Hill shares actionable advice and tips for family financial independence. Also, he interviews personal finance experts, families who've achieved financial independence and work optional parents to inspire you to do the same. BIO - ANDY HILL: Andy Hill, AFC® is the award-winning family finance coach behind Marriage Kids and Money - a platform dedicated to helping families build wealth and happiness. Andy's advice and personal finance experience have been featured in major media outlets like CNBC, Forbes, MarketWatch, Kiplinger’s Personal Finance and NBC News. With tens of millions of downloads and views, Andy’s message of family financial empowerment has resonated with listeners, readers and viewers across the world. When he's not "talking money", Andy enjoys being a Soccer Dad, singing karaoke with his wife and relaxing in his hammock. ✅ CONNECT WITH US Order My Book "Own Your Time": https://marriagekidsandmoney.com/book Follow On Instagram: http://instagram.com/marriagekidsandmoney Read our Blog: https://marriagekidsandmoney.com Listen to our Podcast: https://marriagekidsandmoney.com/podcast-archive/ Subscribe to my YouTube channel today to strengthen your family tree and live financially free! HOW WE MAKE MONEY & DISCLAIMER This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products. Opinions are the creators alone, and this content has not been provided by, reviewed, approved or endorsed by any advertiser. Information shared on this channel is for entertainment purposes only and should not be considered as professional advice. Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com. CREDITS Research & Writing: Andy Hill, AFC® Video Editing: Hinz Video Thumbnail: Ardi, The Thumbnail Wiz Channel Management: Michelle Ahmed