Coast FIRE with $1M by 35 in Ontario | Liz Enriquez

Check out Own Your Time here: https://marriagekidsandmoney.com/book Reaching Coast FIRE means your investments can grow to fund your retirement without adding another dollar. In this conversation, we sit down with Liz Enriquez from Ontario, who reached Coast FIRE at age 35 with nearly $1 million invested alongside her husband Dee. Based on their projections, their portfolio could grow to over $5 million by retirement, generating $120,000 per year in passive income, even if they stop contributing today. We discuss: 💰 How Liz and Dee built a $1M portfolio on a $140K household income 📈 Turning consistent investing into a projected $5M+ portfolio 🏡 Keeping major expenses low with house hacking and intentional spending 🧠 Avoiding lifestyle inflation while still enjoying travel and life ⏳ Using Coast FIRE to slow down, work less, and prioritize family time If you want to build wealth steadily while still enjoying your life today, Liz’s Coast FIRE journey is a powerful example of what is possible with consistency and intention. Youtube Chapters 00:00 What is Coast FIRE? 00:37 Meet Liz Enriquez 01:00 Coast FIRE numbers breakdown ($1M at 35) 02:21 How Liz started investing at 18 04:41 Saving, side hustles, and early habits 07:03 Money and marriage with her husband Dee 08:52 How her $1M portfolio is structured 11:45 Canadian investing accounts explained (TFSA, RRSP, RESP) 14:09 Real estate and selling a property 15:54 Income journey and multiple income streams 18:03 Household income and savings rate strategy 19:31 How Coast FIRE changed their lifestyle 20:01 Husband quits stressful job for part-time work 21:57 Slowing down and spending more family time 23:44 Investing for their child’s future 25:04 Cost of college in Canada vs US 27:09 Future goals and becoming a snowbird 30:11 Balancing travel, family, and stability 31:55 How to start your Coast FIRE journey 33:24 Where to follow Liz RESOURCES & LINKS 👋 Follow Liz and Ambitious Adulting: https://www.instagram.com/ambitiousadulting/ 📊 Calculate your own Coast FIRE number → https://marriagekidsandmoney.com/calculators/coast-fire/ _____ MARRIAGE KIDS AND MONEY: This award-winning YouTube channel is dedicated to helping families build wealth and thrive. Each week, Andy Hill shares actionable advice and tips for family financial independence. Also, he interviews personal finance experts, families who've achieved financial independence and work optional parents to inspire you to do the same. BIO - ANDY HILL: Andy Hill, AFC® is the award-winning family finance coach behind Marriage Kids and Money - a platform dedicated to helping young families build wealth and happiness. Andy's advice and personal finance experience have been featured in major media outlets like CNBC, Forbes, MarketWatch, Kiplinger’s Personal Finance and NBC News. With millions of downloads and views, Andy’s message of family financial empowerment has resonated with listeners, readers and viewers across the world. When he's not "talking money", Andy enjoys being a Soccer Dad, singing karaoke with his wife and relaxing in his hammock. ✅ CONNECT WITH US Order My Book "Own Your Time": https://marriagekidsandmoney.com/book Follow On Instagram: http://instagram.com/marriagekidsandmoney Read our Blog: https://marriagekidsandmoney.com Listen to our Podcast: https://marriagekidsandmoney.com/podcast-archive/ Subscribe to my YouTube channel today to strengthen your family tree and live financially free! HOW WE MAKE MONEY & DISCLAIMER This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products. Opinions are the creators alone, and this content has not been provided by, reviewed, approved or endorsed by any advertiser. Information shared on this channel is for entertainment purposes only and should not be considered as professional advice. Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com. CREDITS Research & Writing: Andy Hill, AFC® Video Editing: Hinz Video Thumbnail: Ardi, The Thumbnail Wiz Channel Management: Michelle Ahmed