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Usable Equity - How it works and how you can Buy your Second Home

86 views· 5 likes· 4:08· Nov 28, 2025

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Most Australians don’t realise this… You don’t need to save a single dollar to buy your next investment property. In this video, I break down exactly how investors use useable equity in their current home as the deposit for their second, third, and even fourth property without touching their savings. I walk you through a clear example using a $1.5M home, how equity is calculated, how lenders decide what you can borrow, and why this strategy helps everyday Aussies build wealth faster. If you're trying to grow your property portfolio but feel like “I need more savings”… this video will change everything. Chapters 00:00 - You don’t need savings for your second property 00:17 - Scenario: Owning a $1.5M home 00:50 - What us Useable Equity 01:30 - Finding Your Useable Equity 01:54 - Using Your Equity 02:50 - How the banks see it 03:43 - Why this is Game Changer We can calculate your useable equity, estimate what you can afford, and show you your investment options. T. 07 3899 0009 E. save@madd.com.au W. https://bit.ly/Madd_Loans If you liked this video, then you may find these videos useful: 💳 https://youtu.be/MLEYOVszM88 😞 https://www.youtube.com/watch?v=RJ6NAFjNPpA&t=28s 🔍 https://www.youtube.com/watch?v=rTywcYauW-E 🥇 https://youtu.be/ULGzQWU0Syg #homebuyingtips #homeloanguide #money DISCLAIMER: These videos are NOT personal advice; these are general information videos and should not be taken as advice for your personal situation. If you want personal advice, you should speak to a qualified financial planner about your personal situation.

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