HECS Buffer Policy Explained! How HECS Debt affects your buying a house!

Are you ready for one of the biggest borrowing capacity boosts we’ve ever seen? In this video, George and Jun break down the brand new HECS / HELP policy change that could increase your borrowing power by up to $200,000… and no, that’s not a typo. If your HECS is due to clear within 12 months, some banks may now ignore the debt completely when assessing your loan. That means more options, more buying power and a faster path into the property market. We walk through: ✔️ What the new HECS policy actually means ✔️ Real examples on 95k incomes ✔️ How much borrowing capacity can change ✔️ Why this matters for first-home buyers and investors ✔️ Whether you should rush to pay out your HECS (spoiler: don’t do anything without advice) If you want us to run your numbers or check what this policy means for you, reach out — we are here to help. Chapters 00:00 HECS Policy 00:33 First policy 01:30 Which banks do it 02:00 Extra $50k Borrowing Power 02:20 Second policy 03:00 How it works 03:38 Extra $100k 03:50 buying as Couple 04:35 Extra $200K 05:29 Come to Madd to Learn More T. 07 3899 0009 E. save@madd.com.au W. https://bit.ly/Madd_Loans If you liked this video, then you may find these videos useful: 💳 https://youtu.be/MLEYOVszM88 😞 https://www.youtube.com/watch?v=RJ6NAFjNPpA&t=28s 🔍 https://www.youtube.com/watch?v=rTywcYauW-E 🥇 https://youtu.be/ULGzQWU0Syg #homebuyingtips #homeloanguide #money DISCLAIMER: These videos are NOT personal advice; these are general information videos and should not be taken as advice for your personal situation. If you want personal advice, you should speak to a qualified financial planner about your personal situation.