OPT Students Losing $12,000/Year? Here's What You Need to Know

Why are OPT students losing 15% of their salary? This video breaks down the hidden risk, common mistake. 🚨 International students on OPT — a new bill in Congress, the DIGNITY Act of 2025, could END your FICA tax exemption. That means losing 15.3% of your paycheck — up to $12,000/year — starting as soon as this year. The DIGNITY Act of 2025 could be one of the most impactful immigration policy changes for international students in years — and no one is talking about the financial hit it could bring. Currently, F1 students on Optional Practical Training (OPT) don’t pay FICA taxes (Social Security + Medicare), saving them 15.3% of their income. This bill could remove that exemption, meaning: - If you earn $60,000, you’d lose $9,180/year. - If you earn $80,000, you’d lose $12,240/year. - Not only will this reduce your take-home pay, but it will also make OPT hires more expensive for employers, potentially reducing job opportunities. In this video, you’ll learn: - What the DIGNITY Act says about OPT taxes - How much money you could lose under the new rules - Why employers might think twice before hiring OPT students - The real reason behind this change - How it could impact your US job prospects and student enrollment - What you should do right now to prepare 🎯 If you’re on an F1 visa, starting OPT soon, or planning a STEM extension, this update could save you thousands. Chapters 0:00 – Introduction (Why This Matters for OPT Students) 0:30 – What is the DIGNITY Act of 2025? 1:30 – Impact on Your Salary (FICA Tax & Paycheck Losses) 2:30 – Who Will Be Affected? 3:30 – What Can You Do? (Steps to Prepare & Advocate) 4:30 – Conclusion & Call to Action 📌 Watch These NEXT (Highly Recommended): - Job market Situation in the USA: https://youtu.be/d79cO7cENyE?si=fsmB7Ub8RtLf5XUw - I-20 Explained Clearly: https://www.youtube.com/watch?v=wwvfWX3sNHk - 5 DS-160 Mistakes to AVOID: https://youtu.be/eBntx4C87Vo - OPT Process Step-by-Step: https://youtu.be/Dy961IIi1kc?si=oP3xTg88m5UX3Q4k 💬 COMMENT your story, doubts, or what topic you want next! 👍 Like, 🔔 Subscribe & Share with your student group 💌 📱 Stay Connected: 📸 Instagram: https://www.instagram.com/usimmigrantguide/ 🔗 LinkedIn: https://www.linkedin.com/in/poornachandra-kongara/ 📧 Email: ckongarac@gmail.com Best Credit Card Resources:- Credit Card Referrals:- - Zolve: https://zolve.onelink.me/o1XN?pid=referrals&deep_link_sub2=ZOLVE-0ACZT&referral_code=ZOLVE-0ACZT&c=ZOLVE-0ACZT - Discover Card: https://refer.discover.com/ckongarac13!58f9728aae!a - Chase Freedom: https://www.referyourchasecard.com/18N/JFCR2S5IV3 - Amex Blue Cash: https://americanexpress.com/en-us/referral/blue-cash-everyday-credit-card?ref=POORNKmD9C&XLINK=MYCP 🎙️ Want to be on our Podcast? DM me on Insta! Source:- https://economictimes.indiatimes.com/nri/latest-updates/us-bill-may-end-tax-break-for-foreign-students-on-opt/articleshow/123140489.cms?from=mdr #OPTstudents #F1visa #DignityAct2025 #internationalstudentsUSA #immigrationnews #OPTtax #F1visalife #USimmigration #OPTjobs #USworkvisa #OPTupdate #internationalstudent #studentlifeUSA #visaupdate #worldofchandus ---------------------------------------------- Disclaimer: These discussions, shows, or materials are intended solely for general informational and community benefit purposes. They do not constitute legal or professional advice. Laws and regulations can vary and change over time, and individual situations can differ. You should seek qualified legal counsel or other professional advice for specific guidance regarding your unique circumstances. All information is provided on an “as is” basis, without express or implied warranties or guarantees. The host of this channel is not an immigration lawyer.