You're losing money if your savings rate is less than 4%

Making money from your savings is an essential way to ensure your money is beating inflation. But it’s not as straightforward as it seems. In this episode, we’re joined by Which? Money journalist Matthew Jenkin who shares new Which? research that shows a third of us still consider branch access important when deciding which provider to keep our money with. Plus, Head of News at Moneyfacts, Adam French, crunches the numbers to reveal that physical bank branches are lagging behind challenger banks for the best savings rates on the market. Find out more about the best savings accuont on the market (https://www.which.co.uk/money/savings-and-isas/savings-accounts/how-to-find-the-best-savings-account-aAWTh2N0jTx5) & sign up for our free weekly Money newsletter (https://signup.which.co.uk/wlp-money-newsletter) What are the best Cash Isas right now? (https://www.which.co.uk/money/savings-and-isas/isas/cash-isas/how-to-find-the-best-cash-isa-aFVYt5p36yPe) Listen to our episode about community banking hubs (https://www.which.co.uk/news/article/is-it-game-over-for-the-high-street-bank-branch-aWKyd5q6e5BF) Click here to send us an email (mailto:podcasts@which.co.uk) Get 50% off an annual Which? membership (https://which.co.uk/podcastoffer) Become a Which? Money member (https://signup.which.co.uk/wlp-money?internalReferral=Money_editors) to access 1-to-1 guidance