Should you invest your spare cash into a stocks and shares Isa? - Which?

There are three main options for what to do with your spare cash - apart from spending it. Should you save it? Invest it? Or overpay your mortgage? In this episode, we're joined by Which? Senior Data Journalist Josh Wilson and Tom Selby, Director of Public Policy at AJ Bell to explore the pros and cons of those options. Plus, given the Chancellor's recent announcement that cash Isa limits will be reduced in order to encourage more people to invest, we explain the basics of using a stocks and shares Isa. Get in touch with us via email - podcasts@which.co.uk Subscribe to make sure you never miss out on our reviews and advice: http://bit.ly/JoinWhichOnYouTube Looking for the latest product reviews and advice? You're in the right place. Which? has been championing the cause for consumers since 1957, asking probing questions of businesses and manufacturers, and pursuing the answers that put you in the driving seat. Reviews You Can Trust Which? has more than 1.3m members and supporters, making us the largest independent consumer body in the UK. Our commitment to providing unbiased advice to consumers is at the heart of everything we do. So from choosing a TV, mobile phone, new car, or holiday, to managing your personal financial needs, we’re always on your side. Completely Independent The unique thing about Which? is that we are completely independent. This means we work entirely on behalf of you – so you can rest assured that you're getting the very best advice available. Which? works for you reviewing products and services, so that you make the best purchase decisions for your needs. While all our public-facing work takes place under the Which? brand, technically it's carried out by a number of different legal entities. See the About Us page for more detail https://www.which.co.uk/about-which/who-we-are For more expert advice visit: https://www.which.co.uk Follow us on Twitter: https://twitter.com/whichuk Join the discussion on Facebook: https://www.facebook.com/whichuk/