Why do we make bad financial choices even though we know better?

In this video, I dig into why we make bad financial decisions—even when we know what the “right” move is. I share my own struggles, explain how emotions, habits, and environment can override logic, and break down what actually helps change behavior. If you’ve ever wondered why knowing better isn’t enough, this video will help you understand what’s really going on—and how to fix it. ⏲️Time Codes: 0:00 Intro 0:49 GI Joe Fallacy 2:19 My Hulu Shame 2:58 It's Not You, It's Your Environment 3:57 Make The Right Thing Easy 4:42 Sync with your partner 5:43 Opt Out of the Game 7:05 Use Your Social Circle 8:23 Personal Finance Day 🔗 Links: 🛍️ Talk Higgins Merch: https://talk-higgins-merch.company.site/ 📧 Join my Email Newsletter for Free Insights directly to your Inbox: https://talkhiggins.ck.page/c530cca832 💵 Start your Airbnb journey using my link for free listing review and receive $40: https://www.airbnb.com/r/terrellh1006?s=6&t=061n1v 🌯Buy Me Chipotle https://talkhiggins.ck.page/products/buy-me-chipotle For business inquires please email at talkhiggins@gmail.com 📌Disclaimer: I am not a CPA, attorney, lender, or financial advisor. The content in these videos should not be construed as tax, legal, or financial advice...etc, and may be outdated or inaccurate; it is your responsibility to verify all information yourself. This is a YouTube video for entertainment purposes ONLY. IF stocks or companies are mentioned, Terrell may have an ownership interest in them – Please do not make buying or selling decisions based on Terrell’s videos. If you need advice, please contact a qualified professional.