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Bonds Are Killing Your Retirement (Do This Instead)

70 views· 14 likes· 14:01· Oct 19, 2025

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In this video, I dive into new research showing how a 100% stock portfolio could actually give you a stronger, more sustainable retirement than the traditional stock-bond mix. I break down the data, explain the risk you are taking by holding bonds, how 100% stock portfolios are done in practice and how it could help you spend way more in retirement. ⏲️Time Codes: 0:00 Intro 01:01 Sequence of Returns Risk (the real villain) 2:49 The Traditional Solutions 4:50 Bonds are like training wheels 6:26 The 100% Equity Solution 8:03 How Flexible Withdrawals work 10:51 You Are Not a Spreadsheet 12:22 Recap 🔗 Links: 👴Retirement Planning Software (Helps the Channel) https://go.boldin.com/talkhiggins 🛍️ Talk Higgins Merch: https://talk-higgins-merch.company.site/ 📧 Join my Email Newsletter for Free Insights directly to your Inbox: https://talkhiggins.ck.page/c530cca832 💵 Start your Airbnb journey using my link for free listing review and receive $40: https://www.airbnb.com/r/terrellh1006?s=6&t=061n1v 🌯Buy Me Chipotle https://talkhiggins.ck.page/products/buy-me-chipotle For business inquires please email at talkhiggins@gmail.com 📌Disclaimer: I am not a CPA, attorney, lender, or financial advisor. The content in these videos should not be construed as tax, legal, or financial advice...etc, and may be outdated or inaccurate; it is your responsibility to verify all information yourself. This is a YouTube video for entertainment purposes ONLY. IF stocks or companies are mentioned, Terrell may have an ownership interest in them – Please do not make buying or selling decisions based on Terrell’s videos. If you need advice, please contact a qualified professional.

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