5 Numbers Every Adult Should Know About Their Money

In this video, I break down the 5 financial ratios every adult should know. I explain what each ratio means, how to calculate it, and why it matters for your money. Whether you’re applying for a loan, planning for retirement, or just trying to get a better handle on your finances, these numbers can help you make smarter decisions. I use simple examples and keep it easy to follow—no finance degree needed! ⏲️Time Codes: 0:00 Intro 0:50 Consumer Debt Ratio 2:43 Housing Ratio (front-end ratio) 3:53 Total Debt Ratio (back-end ratio) 4:52 Current Ratio 6:11 Net Investment Assets to Networth 7:14 Key Ratio Recap 🔗 Links: 🛍️ Talk Higgins Merch: https://talk-higgins-merch.company.site/ 📧 Join my Email Newsletter for Free Insights directly to your Inbox: https://talkhiggins.ck.page/c530cca832 💵 Start your Airbnb journey using my link for free listing review and receive $40: https://www.airbnb.com/r/terrellh1006?s=6&t=061n1v 🌯Buy Me Chipotle https://talkhiggins.ck.page/products/buy-me-chipotle For business inquires please email at talkhiggins@gmail.com 📌Disclaimer: I am not a CPA, attorney, lender, or financial advisor. The content in these videos should not be construed as tax, legal, or financial advice...etc, and may be outdated or inaccurate; it is your responsibility to verify all information yourself. This is a YouTube video for entertainment purposes ONLY. IF stocks or companies are mentioned, Terrell may have an ownership interest in them – Please do not make buying or selling decisions based on Terrell’s videos. If you need advice, please contact a qualified professional.