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What Does AI Mean for our Financial Independence?

9.1K views· 385 likes· 41:16· Nov 17, 2025

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Where I invest my money: https://bit.ly/bestinvestingapp Substack: https://stephenantonioni.substack.com/ Inquiries and Sponsorships: steveantonioni@gmail.com How Work Works Playlist: https://youtube.com/playlist?list=PLGYdCDMX4guyzaS_oW43r2hZlJrnAabpP&si=0hruz8CC-pNGzMCR ABOUT MY CHANNEL: Since 2019 I've been documenting my life progression as I've pursued financial independence as a means to free myself from the coercive nature of modern employment. With the freedom I've won for myself I now investigate the questions that currently interest me such as... "How does work work?" "How does that translate to how the world works?" and the big one: "What is reality?" If that sounds cool to you, here is my full story: https://youtu.be/osbpjXNAs7g 00:00 Why Should We Care About AI? 01:32 Our Economy is in a Weird Spot 03:58 The Breakdown of the Social Contract 05:00 Technological Revolutions and Power Struggles 06:50 Is AI Just a Hype Bubble? 08:33 Life 3.0 13:20 AGI in 2027 17:20 Next Few Years vs. Next Few Decades 24:42 Historical Materialism 31:55 State Capitalism 34:11 Speculating on the New Social Structure 37:35 Pascal's Wager 38:30 Financial Independence as Protection FOOTNOTES: One of the most common reasons people are skeptical of AI is because of the way it seems to simply steal and copy the work of humans - not creating anything original of its own. For instance, consider AI image generation. The model is trained on countless images that were created by human beings and then, when prompted, spits out a new image that is clearly based on the images it has been trained on. I would suggest our brains are the exact same. Because how do we create art? Well, we "train" our brain on countless images (art we like, things we have seen in real life, reference photos, etc.) and then create something that is clearly based on the images we have trained our brains on (if you knew all the influences behind a piece of work - which we generally don't, so it obscures this fact). We steal and copy too. We just happen to be much worse at it in the sense that our ability to copy and steal is generally much worse than AI's (because of technical ability, memory imperfections, etc.) so our imagery we create is usually distinct from what we've trained our brains on. I'm not saying this is a good thing - rather that this is an inevitable thing. And the fact that it trains on human made work does not mean it will not be able to transcend it and create novel things, it already has.

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