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Budget I use from Nischa on YouTube
Budget I use from Nischa on YouTube
This is the budgeting template I link because it keeps things really clear and simple, especially if you’re new to actually tracking your money. I like the idea of seeing everything laid out so you can spot patterns and set goals, rather than feeling like budgeting is restrictive.
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Pros
- +Simple structure that helps you see what’s coming in and going out
- +Encourages goal-setting and longer-term planning
- +Works well alongside a spreadsheet-style budget
Cons
- -You still need to be consistent and update it regularly
- -May feel a bit manual if you prefer an app that auto-tracks spending
