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Try Monarch Money
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Try Monarch Money

Monarch Money is what I actually use to track my net worth because it automates everything. I can connect my bank accounts, PayPal, investment accounts (like Vanguard), and even crypto so my net worth updates daily with real price movement. It also pulls all transactions into one place so I can categorize spending and see what’s really happening each month.

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Pros

  • +Automated daily net worth updates
  • +Connects banks, investment accounts, and crypto
  • +Shows all transactions in one place with categories and monthly breakdowns
  • +Can help identify recurring subscriptions/expenses

Cons

  • -Paid tool after the free trial
  • -Requires linking accounts, which some people may not prefer

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