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Property Development vs Property Investing in New Zealand | Mortgage Strategies Series Ep 3

413 views· 12 likes· 18:34· Mar 13, 2026

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Is property development the natural next step after property investing in New Zealand? Or is it a completely different game? In this New Zealand real estate education video, we break down the real difference between property investing vs property development, and whether you should develop to hold or develop to sell in the current NZ property market. Learn more: https://mhq.co.nz/property-investment/property-development-vs-property-investing-in-new-zealand/?utm_source=Youtube&utm_medium=Description&utm_campaign=Default Watch the full Mortgage Strategies Series: https://www.youtube.com/playlist?list=PLXoakFK-96KxlBA05QHz-TxIRNvnCWLJ0 Chapters 00:00 What we cover in this video 00:34 What's the difference between a property investor and property developer? 01:25 Why go into property developing? 04:27 How banks treat property development to hold vs to sell 06:42 Top NZ adviser Zhiyang's personal experience 07:51 How do you know you're ready? 09:22 How to build your team 10:30 How to reduce risks 12:18 What are property developers looking out for? 15:20 Example of problems that can happen and how to overcome them 16:36 Mindset shifts in clients 17:25 Recap 📊 Not Sure Where You Stand Right Now? Use our free Mortgage Snapshot to check your structure, risk exposure, and options. 👉 Try the Mortgage Snapshot Tool https://mhq.co.nz/mortgage-calculator/#/ Disclaimer: This video is by mhq (trading as mortgagehq, FSP [FSP463846]). It provides general information only and is not personalised financial advice. Opinions in this video are general in nature and are not a recommendation, opinion or guidance to any viewer in relation to acquiring or disposing of a financial product. Viewers should not rely on these opinions and should always seek specific independent financial advice appropriate to their own individual circumstances. Full Disclosure: https://mhq.co.nz/important-information Use our Advanced Borrowing Power Calculator: https://mhq.co.nz/calc * Use our advanced borrowing power calculator for instant online answers regarding your servicing ability, potential mortgage top-ups, and cashback options. Achieve your Financial Goal with our Masterclasses: https://mhq.co.nz/mclass * We have classes and courses for every stage of your journey. Whether you’re just getting started or are looking for advanced strategies, we’ve got something for everyone. Each masterclass is focused at a specific stage in your investing journey to ensure they are focused, relevant, and useful. In saying this no matter where you are in the journey, feel free to come along to each master class. ------------------------------------------------------------------------------------------- Mortgage broker Mortgage loan broker Mortgage lender broker Mortgage and finance broker Mortgage advisor Mortgage advisors Mortgage broker near me Home loan broker near me Mortgage agents near me Best mortgage brokers Good mortgage brokers

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