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Rakuten
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Rakuten

Rakuten is one of my favorite “set it and forget it” optimizations because it pays you back on purchases you were already going to make. I like it as a simple way to stack savings—especially if you’re buying business supplies or booking travel anyway.

Buy on Rakuten

You'll be taken to Rakuten to complete your purchase.

Pros

  • +Easy way to earn cash back on normal spending
  • +Works well for people optimizing travel and everyday purchases

Cons

  • -Savings depend on you remembering to start through Rakuten
  • -Not every store or purchase category earns meaningful cash back

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