Low-Cost Budget for 2026 - Living Below your Means | Financial Minimalism

Regardless of our income, we all have bills to pay, we can't avoid that! And so my approach is to minimise the cost of those things we HAVE to pay for, so that if we have any money left over at the end of the month, it can go towards the things we actually WANT - whether that's saving for the future, booking yourself a holiday, upgrading your home, or something else. I'm a big believer of wherever you can live below your means. This means shopping around for your utilities to get the lowest cost, not upgrading your car and phone to minimise payments, meal planning and shopping at a budget grocery store, NOT upgrading your lifestyle if you're lucky enough to increase your income, instead, allow that cushion to let you live a little easier and less stressfully. Thank you for watching! Remember to like and subscribe! 💚 Follow me on Instagram and TikTok: @lighterlifewithcharlotte 💚 Support my channel: https://buymeacoffee.com/charlotterebecca_g 💚 *My Amazon affiliate link: https://amzn.to/3S12iQR 💚 Get 20% off Natural Cycles: https://www.naturalcycles.com/refer-a-friend?name=Q2hhcmxvdHRl&code=referralid20&referral=5l2l1rhfx1ouli6s (Please note, this is a referal and I will earn a gift card if you use my link, you will get 20% off and a free thermometer!) 💚*Shop ethical and sustainable bags and accessories! https://www.omybagamsterdam.com/?aff=110 *links marked with "*" are affiliate links, meaning I earn a commission from qualifying purchases; this does not effect the cost or buying process for you, but is very helpful in supporting my channel - thank you! 🙂