Fisher Investments’ “3 Things You Need to Know This Week” is a weekly segment designed to help investors worldwide sift through the noise across financial media and understand what really matters for markets. This week, we're covering: · Debunking the “So Goes January” investing adage · US Federal Reserve meeting minutes · A year-end look at the housing market Chapters: 0:00 Introduction 0:27 Seasonal Investing Myths 1:39 Fed Meeting Minutes 2:51 US Housing Market 4:16 Outro Want to dig deeper? · Why seasonal investing adages like “So Goes January” aren’t predictive: https://www.fisherinvestments.com/en-us/insights/personal-wealth-management/santa-rally-and-january-effect · More analysis on the Fed’s December 10 rate cut: https://www.fisherinvestments.com/en-us/insights/market-commentary/on-the-feds-hawkish-cut · Learn how mortgage rates in Europe compare to those in the US: https://www.fisherinvestments.com/en-us/insights/market-commentary/a-gift-bag-of-your-questions Have feedback? Share your thoughts on this episode in just 1 minute by filling out this survey: https://fi.co1.qualtrics.com/jfe/form/SV_6Vw1ezlogR044S2?VideoCode=3Things29Dec2025 Thanks for watching and don’t forget to tune in next week. Connect with Fisher Investments on: Facebook - https://www.facebook.com/FisherInvestments X - https://twitter.com/fisherinvest LinkedIn - https://www.linkedin.com/company/fisher-investments Instagram - https://www.instagram.com/fisher.investments/ TikTok - https://www.tiktok.com/@fisher_investments You can also follow Ken Fisher here: Facebook - https://www.facebook.com/KenFisher.FisherInvestments X - https://twitter.com/KennethLFisher LinkedIn - https://www.linkedin.com/in/ken-fisher/ Instagram - https://www.instagram.com/kenfisher_fisherinvestments/ Investing in securities involves a risk of loss. Past performance is never a guarantee of future returns. Investing in foreign stock markets involves additional risks, such as the risk of currency fluctuations. The foregoing constitutes the general views of Fisher Investments and should not be regarded as personalized investment advice. Nothing herein is intended to be a recommendation. The opinions expressed are subject to change without notice.

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