Self Employed Less Than 1 Year? Here's How to Get Approved for a Mortgage

🚀 Self-employed but haven’t hit the 1-year mark yet? Getting a mortgage when you’ve been self-employed for less than one year is absolutely possible — but only with the right loan programs and documentation. In this video, we break down every mortgage option available, even if you don’t have full tax returns or a long business history. 💼 Whether you're a: ✓ New entrepreneur ✓ Freelancer or 1099 contractor ✓ Gig worker ✓ LLC/S-Corp owner ✓ Recently switched from W-2 to self-employed …this guide shows EXACTLY what lenders look for and the programs most likely to approve you. 🏦 Loan Programs Covered: ⭐ Bank Statement Loans — use deposits, not tax returns ⭐ 1099 Loans — qualify using your 1099 income ⭐ Asset-based loans — qualify using savings/investments ⭐ DSCR Investor Loans — qualify using rental income ⭐ W-2 to Self-Employed Transitional Loans ⭐ FHA/Conventional (when it may still be possible) 📞 Need Help Getting Approved? Looking for a lender who works with newly self-employed borrowers? Visit 👉 https://dreamhomefinancing.com/self-employed-mortgages.aspx ⏱️ Chapters 00:00 Intro 00:25 Standard Mortgage Guidelines 01:07 Exceptions to Get Approved 02:45 Non-Prime Mortgage Options 03:10 Compensating Factors 04:10 Final Thoughts #SelfEmployed #MortgageTips #HomeLoanHelp #BankStatementLoan #FirstTimeHomeBuyer #SelfEmployedLife #RealEstateFinance #MortgageApproval