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↳ Ramp Review
Ramp is the other expense management platform we recommend, especially if you’re a larger team. If you keep around $75k+ consistently in the bank, Ramp can be a better fit with features like subscription spend insights and super simple receipt capture (including texting receipts).
Buy on Efficient
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Pros
- +Great for larger teams with consistent cash balances
- +Subscription spend insights can help negotiate vendor pricing
- +Receipt capture via text message is friendly for less technical teams
- +Strong virtual card controls for budgets and vendors
Cons
- -Requires a ~$75,000 bank minimum (not ideal for smaller businesses)
- -Credit limits depend on bank balance consistency
