5 Ways to Finance a Rental Property That Nobody Knows About

Episode #1235 Try REsimpli, The Only All-In-One Real Estate Investor CRM Software That Helps You Manage Data, Marketing, Sales, and Operations: https://resimpli.com/biggerpockets?utm_source=bigger_pockets&utm_medium=youtube_qr_code&utm_campaign=real_estate_show *There are five rental property loans nobody talks about.* 99% of people have never heard of them. *0% down payments. 5% interest rates. No W-2 needed.* The loans we’re talking about today offer these benefits and (much) more. So, what are they, and why hasn’t anyone told you about them? If you’ve felt it was impossible to get a mortgage for your first or next rental property, the five investment property loans we’re sharing will change your mind. First, we’re talking about a mortgage with *5% interest rates, 0% down, and no closing costs.* There’s a catch—but we think it’s well worth it. Next, a *no-money-down loan that 97% of America will qualify for* —there’s a good chance your next home will qualify for it, too. Then, a sneaky way to *get around the bank* and get a lower interest rate, down payment, or both. Want a 3% mortgage rate like back in 2020? There’s only one way to get it. Plus, for our self-employed and business-owner listeners, there’s *one loan that doesn’t require a W-2.* Episode Show Notes: https://lnk.to/biggerpocketsYT Join BiggerPockets for FREE 👇 https://www.biggerpockets.com/signup?utm_source=owned_media 🎉Join us at the BiggerPockets Conference October 2-4 in Orlando. Buy tickets: https://biggerpockets.com/bpcon2026 Let Us Know What You Thought of the Show! https://www.BiggerPockets.com/Podcastfeedback Grab Henry’s Book, _Real Estate Deal Maker_ : https://store.biggerpockets.com/products/real-estate-deal-maker?utm_source=youtube&utm_medium=description&utm_campaign=none Sign Up for the BiggerPockets Real Estate Newsletter: https://www.biggerpockets.com/email-subscribe?utm_source=youtube&utm_medium=description&utm_campaign=none Find Investor-Friendly Lenders: http://biggerpockets.com/findlenders What Is a NACA Mortgage? (How Does it Work & More): https://www.biggerpockets.com/blog/what-is-a-naca-mortgage?utm_source=youtube&utm_medium=description&utm_campaign=none Connect with Henry: https://www.biggerpockets.com/users/henryw22?utm_source=youtube&utm_medium=description&utm_campaign=none Connect with Dave: https://www.biggerpockets.com/users/davem27?utm_source=youtube&utm_medium=description&utm_campaign=none 00:00 5 Under-the-Radar Rental Loans 01:14 1. NACA Loans (0% Down, 5% Rate) 06:56 2. USDA Loans (0% Down) 12:52 Sponsor: REsimpli! 13:30 3. Seller Financing (No Bank!) 18:53 4. Assumable Mortgages (3% Rates!) 23:49 5. Non-QM Loans (No W2 Needed)