General Liability vs Professional Liability Insurance | Key Differences

General liability vs professional liability insurance isn’t about which one is “better”—it’s about what kind of claim each policy is built to handle. In this video, you’ll learn the simplest way to separate them so you don’t assume you’re covered… and find out too late that you’re not. We break down what general liability typically covers (third-party bodily injury, property damage, and certain advertising-related claims) versus what professional liability insurance covers (errors, omissions, negligence, missed deadlines, and financial harm tied to your services). If you’re searching for general liability vs professional liability for small business, do I need professional liability insurance, or does general liability cover errors and omissions, this step-by-step explanation will help you choose based on your real risks. This is general information, not financial or legal advice. ════════════ Disclaimer: This video, and all videos on this channel, are for informational and educational purposes only. They do not provide financial, legal, medical, or professional advice. Nothing in this content should be considered a recommendation, endorsement, or guidance for personal decisions. Viewers should always do their own research and consult qualified professionals before making any choice. ════════════