you DON'T have to GO BROKE this Christmas🎄 (holiday money chat)

thanks for watching ✨ let's talk about how we're not going broke this Christmas, how we're not going into debt, and how we are buying gifts (and shopping Black Friday) with *intention*. I hope you enjoy this chatty video! Do you agree with me that we shouldn't be buying gifts when we are broke?? Let me know in the comments! Stay in touch! 📸 https://www.instagram.com/zoexpritchard/ 💌 collabs@zoepritchard.com 💚 Shop my planner: https://thelineshop.ca/products/the-gentle-productivity-planner?sca_ref=2570300.MXguXLc3wq (use code ZOE10) Items Mentioned: 📌 SaltyFace (code ZOE10): https://go.shopmy.us/p-30557514 🩷 FORM at-home workouts: https://refer.joinform.com/zoe9 (save $20 off you annual membership) My Budgeting Toolkit (ships internationally! use code ZOE10 to save 10% on your order) 📌 WealthSimple (my fave saving and investing platform) www.wealthsimple.com/invite/5YZR3A 📌 Digital Budget Tracker: https://thelineshop.ca/products/the-budget-tracker-spreadsheet?sca_ref=2570300.MXguXLc3wq 📌 Net Worth Tracker: https://thelineshop.ca/products/the-net-worth-tracker-instant-download?_pos=1&_psq=net+worth&_ss=e&_v=1.0&sca_ref=2570300.MXguXLc3wq 📌 Custom Cash Envelopes: https://thelineshop.ca/products/custom-cash-envelopes?variant=42689857192186&sca_ref=2570300.MXguXLc3wq *Some of these links may be affiliate links. This allows me to earn a small commission, which supports my channel at no extra cost to you. Thank you ☀️ Subscriber count: ✨ 70,406 Chapters: 0:00 Welcome! 3:55 You don't need to go broke... 7:06 Black Friday 11:52 Holiday outfits 16:45 Beauty treatments 18:40 Holiday decor 25:23 Gifts!!